This week I speak to Nick Earls and Eric DiNicola, co-founders and principals of Winterspring Capital, a company looking to simplify the process of passive real estate investing. Nick and Eric share the highs and lows of their empire-building journey and some of the most important things they learnt along the way.…

This week I speak to Jamie York, a rapidly rising star in the world of property investment and Managing Director at Aspire Property Group. Jamie bought his first investment property whilst at university. Through his property consultancy, Aspire, Jamie works closely with investors to build a profitable and growing portfolio of rental properties acro…

This week I speak to Ellie Swift, entrepreneur and marketing and mindset coach. Ellie left her corporate job to pursue her dream of running her own business. Investing her time and energy into her company, Swift Ventures, she built a multi-six figure business in under two years through the power of online marketing strategy, social media and mindse…

This week I speak to Shahar Abrams, experienced crypto investor and professional in the blockchain industry, on a mission to improve personal finance education nationally. Travelling down the data science route, Shahar worked at IBM for a number of years. When he came across Kiyosaki’s Rich Dad, Poor Dad, it put him in a frame of mind to focus more…

This week I speak to Kizzy Parks, president of KPC, a Florida-based consultancy team. Since 2008, Kizzy’s consultancy firm has been at the forefront of customised services that meet the needs of Federal agencies in the US. But when Kizzy first embarked on her entrepreneurial journey, she had $600,000 of debt and a company just about hitting breakev…

This week I speak to Max Rofagha, a man on a mission to build the world's largest and most engaged finance community at finimize.com. Wanting to financially educate himself, Max was perplexed at the complexity and reliability of financial resources available. This gave him his next business idea: to explain to every day people in under 3 minutes, w…

This week I speak to Cathi Harrison and Jo Campbell from Verve Group Financial Services. We discuss entrepreneurialism, female roles in the finance sector, what it really takes to have your own business and how to keep your children grounded. I also discuss the importance of having a spending system (you can download my version for free here) and w…

This week I speak to Jazz Rose, entrepreneur, property investor, mentor and speaker. Shaped by his won challenges and experiences, Jazz is on a mission to transform people’s relationship with money. You can check out more about Jazz’s work, as well as access his popular Money Tracker, here.Par Jason Butler

This week I speak to husband and wife team Peter Hyson and Hillary Rowland. Through their Next Chapter Retreats business, Peter and Hillary help successful people to live their best life and redefine success and true wealth. We talk about the role of purpose, lasting legacies, meaning and the role of money and material success. And Peter and Hillar…

This week I speak to Mark Brinkley, author of The Housebuilder's Bible and freelance writer. Mark offers some invaluable insights as to why we are obsessed with property as a way of building wealth. And, although it might not be an obvious route, building your own house can be an option for building financial security and wealth. I also discuss app…

This week I speak to Laura Janes, the founder and director of Uniquity, the marketing firm on a mission to build better financial services brands that reach the customers that matter. Having trained as an actuary in pursuit of the career she thought she ought to have, Laura soon realised that she did not want to work solely with logic and statistic…

This week I speak to Dr. Oliver Robinson, Associate Professor of Psychology in the School of Human Sciences at the University of Greenwich. Oliver led the First Direct money personalities research, helping to discern particular types of people in terms of how they handle their money, and how they construe happiness and wellbeing in relation to thei…

This week I speak to Laura Adams, personal finance and small business expert, author and host of Money Girl podcast. Laura discusses the mistake of confusing ‘a fear of numbers’ with being bad with personal finance. She also shares what she learnt from losing 5-figures in a dodgy investment. I also discuss Premium Bonds and Income Protection Insura…

In this week's episode, I speak to Yatin Shah, co-founder and CEO of IILW, the largest independent wealth manager in India, which oversees more than $24Billion of family wealth. Yatin tells how losing over 70% of his father's investments through speculative investment trading was a valuable life lesson on the importance of preserving and growing we…

This week I speak to Maria Nedeva, business school professor and founder of The Money Principle. Maria shares her extraordinary money story of how she was in £100,000 of debt and managed to pay it all off in only a few years. Now she has dedicated herself to teaching people in financial trouble how to build sustainable wealth. Links mentioned in th…

This week I speak to Pete Cann, a man on a mission to bring laughter to a million people in 2021. Pete previously had a very poor relationship with money and battled with a gambling addiction for many years. With the support of this wife and Gamblers Anonymous, Pete managed to conquer this addiction and create a much healthier financial relationshi…

This week I speak to Laura Whateley, consumer affairs journalist and best-selling personal finance author. Laura explains that she fell into writing about personal finance after starting her journalist career. She went from money not being ‘her thing’ to writing a best-selling book on personal finance. Insights you’ll learn: No one has this all fig…

This week I speak to Roland Rawicz-Szczerbo, serial entrepreneur, qualified financial advisor, director and owner of Time4Advice and Angels High. As a child, Rowland admired the drive of his father who, as a Polish immigrant, came from nothing but worked his way up and had a successful career as managing director of a major company. It took a dabbl…

This week I speak to Caroline Hughes, tech lawyer and co-founder and CEO of award-winning fintech start-up Lifetise. Caroline began her career as a solicitor and was well along the path towards becoming a partner in a big law firm. But she decided to change career and co-found Lifetise, to help consumers under 40 to plan how to afford their most im…

This week I speak to Greg Davies, a specialist in applied behavioural finance, decision science, impact investing, and financial wellbeing. He started the banking world’s first behavioural finance team at Barclays in 2006, which he led for a decade. Greg explains how he used himself as a guinea pig to put his research into action during the global …

This week, I talk to NHS doctor Nikki Ramskill who, having seen firsthand how money stress affects the health and wellbeing of her patients and colleagues, is also a money coach. Nikki candidly shares her early relationship with her finances which, largely influenced by her money personality, was full of impulse spending, accumulating debt and neve…

This week, I have the pleasure of speaking to Paul Lewis, financial journalist, speaker and presenter of BBC Radio 4’s Money Box. Paul talks very candidly about his early experiences with money, including how important he believes it is for parents to discuss money with their children. Paul also shares his stories about managing money during his un…

This week, I speak to Megan Brennan, portfolio manager at Sarasin and Partners LLP. Megan explains the timeless money lessons her father taught her, which are the foundations of her relationship with money, and how she ended up as a fund manager, despite not knowing what she wanted to do after university. She also discusses why aligning your invest…

This week, I speak to Tim Harford, “the Undercover Economist”, Financial Times columnist, BBC broadcaster, the author of nine books and the presenter of BBC Radio’s “More or Less” and “How To Vaccinate The World”. Growing up in what Tim describes as 'a very British way’, the topic of money was one rarely discussed in the Harford household. The cost…

This week I speak to Holly Morphew, award-winning financial coach and founder of Financial Impact, the company helping people create wealth and feel confident when it comes to money. Holly and I discuss the fear around money and how to change this, building wealth by plugging spending leaks and maximising your income, and how behaviour around money…

This week, I speak to Daniel Mangena, author, entrepreneur and motivational speaker. Daniel describes his early relationship with money as a mixed one. His parents were Zimbabwe immigrants and they initially lived a comfortable lifestyle. However, through various business foibles, Daniel saw his family’s financial situation shifted from abundance t…

This week I speak to Kalpana Fitzpatrick, finance editor for Hearst magazines, which includes Good Housekeeping, Red, Prima, Cosmopolitan. Kalpana’s parents taught her the importance of education and a good career to achieving financial independence. After university Kalpana pursues a career in journalism; which evolved into writing about personal …

This week I speak to David Blatt, founder and CEO of CapStack Partners, real estate expert and international speaker. David had a very modest upbringing and always had an innate desire to work hard and apply himself. As a young man trying to break into real estate David ‘interviewed’ people in the industry to find out the essential principles of wh…

This week, I speak to Lucy Mullins, Co-Founder and COO of StepLadder, a fast-growing and award-winning FinTech company pioneering collaborative finance and revolutionising the home buying process. Through their collaborative lending circles StepLadder are supporting people to buy their first home faster, reach their financial goals, and championing…

This week, I speak to Asesh Sarkar, Global CEO and co-founder of Salary Finance, a fast-growing FinTech platform working to improve the financial health of employees in the UK and US. Asesh was born in the UK to immigrant parents, who had no support and little money. Just as he had seen his parents toil to provide for the family growing up, Asesh a…

This week I speak to Tamsin Caine, Chartered Financial Planner at Smart Financial and Director of Financial Planning at Smart Divorce, the specialist financial advice group for people facing divorce. Tamsin began Smart Divorce following her own experience with a marriage breakdown. She now advises people in the same situation as she once was, enabl…

In this episode, I speak to Ryan King, assurance associate at EY and social media finance enthusiast. Ryan discusses the beginning of his interest in and around the subject of money and investing, as a teenager in school to a young adult making his way through university. This desire to educate himself through reading and media spurred Ryan on to c…

This week I speak to Davinia Tomlinson, founder of rainchq, which helps women take control of their money. Born and raised in Birmingham, during her formative years Davinia benefited from a strong female financial role model, in the form of her Windrush generation Caribbean grandmother. Davinia’s early career in the investment management sector inv…

This week I have the pleasure of speaking to one of the leading expert in financial psychology, Dr Brad Klontz. I uncover answers to questions that even Brad himself has never discussed before: what was his understanding of ‘wealth’ in childhood? How did this evolve and change in adolescence? We also discuss the role of money scripts (a concept fir…

This week I speak to former investment banker, Stacey Lowman, about why and how she swapped her high earning city job for a much simpler life travelling around Europe in a camper van. Key insights include: Why careers which use money as a measure of success can make you unhappy. Why you need to be wary of the amount of time you spending earning and…

This week I speak to Emmanuel Asuquo, qualified financial advisor and founder of the financial empowerment company, The Eman Effect UK. Riding high as the youngest ever financial adviser at Barclays, a flash company car and extravagant spending. Emmanuel had it all. Then new financial rules led to redundancy, a bad credit rating and a massive rethi…

This week, I speak to Robyn Laidlaw, Head of Distribution, Europe for Vanguard Asset Management. Born and raised in New Zealand with a nine-year residency in Australia, Robyn now lives in the UK, heading Vanguard’s sales and servicing activities within the UK market and across Europe. Robyn shares her mindset that you have to take personal responsi…

This week, my guest is Dr. Daniel Crosby, psychologist, behavioural finance expert and Chief Behavioural Officer at Brinker Capital. Daniel talks about financial sacrifice and the relationship between happiness and money (it might not be what you expect!). He also shares his ‘three Es’ when it comes to financial wellbeing: education, environment an…

This week, I speak to Tara Gillespie, investment consultant at Redington Ltd and co-founder of the financial community, Best Intentions. Tara describes her early memories of “wealth”, growing in in an ex-pat community in Dubai, and her “never again” moment when she got into money trouble at university. There are lots of great money insights in this…

This week I speak to Sam Sloma, Chartered Financial Planner and Managing Director at Engage Financial Services. After a career as a professional footballer, Sam retired at 26 and set his sights on the next chapter of his life. Six years into his career change, Sam became a Chartered Financial Planner and went on to set up Engage Financial Services …

This week I speak to Timi Merriman-Johnson, finance manager and founder of Mr MoneyJar. Face-to-face with an eviction notice and overwhelmed by expensive living costs, four years ago Timi decided enough was enough. It was time to improve his life by getting better control of his money. Through a process of self-directed learning, gradual changes an…

This week I speak to Prerna Khemlani, chartered accountant and advocate for women building wealth through investing. Growing up in India and Spain, Prerna saw the her mother juggle the family finances living off a single income after her father’s untimely death. Driven by her desire to feel financially secure, Prerna taught herself to feel more con…

This week I speak to financial services veteran, Phil Smith. Phil tells how he went from saving his schoolboy pennies in a TSB piggy bank to looking after billions of pounds of other peoples' money as chief executive of financial services support services provider Embark Group. Seizing the opportunity to work in an embryonic business based in Asia …

This week, I speak to Caroline Strawson, award-winning trauma therapist and coach. Having escaped an abusive marriage and crippled by over £70,000 of debt, Caroline once knew what it was like to be at rock bottom in every sense. Despite being a financially-vulnerable single mum, Caroline was determined to avoid having a ‘victim’ mentality, and work…

This week on the Real Money Stories podcast, I speak to Ken Okoroafor, founder of The Humble Penny. Ken grew up in Lagos, Nigeria until his family moved to the UK when he was aged 14. As well as the culture shock of adapting to life in the UK, Ken was acutely aware of financial differences between his secondary school classmates. ‘Ashamed’, ‘lonely…

This week I speak to rising social media star and financial adviser Lisa Conway, aka Miss Lolly. Lisa recounts her early dream of wanting to live in one of the beautiful big houses she passed on her way to work, but having no idea how she'd make that a reality. Juggling several low paid jobs, keeping a lid on her social spending and eventually carv…

In this Real Money Stories episode, I speak to Rob Moore about how he went from broke artist to multi-millionaire serial entrepreneur in five years. Rob is an entrepreneur, investor, author, founder of the Rob Moore Foundation and co-founder of Progressive Property and Progressive Success. Rob explains how he has handled setbacks and mistakes, the …

This Real Money Stories episode features Gull Khan, former Banking and Finance Lawyer, who left behind her corporate job to become a Money Mindset Expert. Gull spent her early childhood in Pakistan with great affluence. But an alteration to her family situation meant her and her mother had to move to the UK and replace opulence with scarcity. Deter…

In this episode, I speak to Mick McAteer, founder and co-Director of The Financial Inclusion Centre, a UK not-for-profit policy and research group dedicated to promoting financial markets that work for society. Growing up in the tough climate of Northern Ireland’s Civil Rights Movement, Mick had a strong sense for equality instilled in him from a y…

In this episode, I speak to money coach for women, Catherine Morgan. Catherine tells how early childhood traumas led her to have self-doubts which manifested as overspending and a slightly cavalier approach to money. She explains how she has completely reinvented her relationship with money over the past twenty years to build a healthy income and c…