Ep 57: Origins of the Mortgage Market (and Federal Bailouts) with Judge Glock

UCLA Housing Voice

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1y ago 1:18:21

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The modern mortgage: fixed-rate, low interest, 30-year term, 80% loan-to-value, amortizing. It wouldn’t exist without the backing of the federal government, but how and why was it created? And what were the consequences for the housing market and broader economy? Judge Glock joins us to share the surprising history of the modern home mortgage, the strange bedfellows who fought for its creation, and its relationship to a century of bank bailouts.
Show notes:

Glock, J. E. (2021). The Dead Pledge: The Origins of the Mortgage Market and Federal Bailouts, 1913–1939. Columbia University Press.
Gillman, H. (1993). The Constitution Besieged: The rise and demise of Lochner era police powers jurisprudence. Duke University Press.
Seligman, L. G., & Cornwell, E. E. (1965). New Deal Mosaic: Roosevelt Confers with His National Emergency Council, 1933-1936.

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