Stock Market Update | January 2023

The WWM Financial Podcast

In this market update Steve re-caps December and the year 2022. He discusses and provides his insight on the indices, bonds, crypto, inflation and volatility.

WWM Financial is an SEC Registered Investment Advisor. The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.

The performance data discussed represents past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate so that investors' shares, when sold, may be worth more or less than their original cost. Presentation not for comparative purposes.”

The five passive bond funds depicted do not represent all bond funds. Past performance is not indicative of future results. A risk of bond funds is that increases in interest rates may cause the price of the bonds in the portfolio to decrease—pricing the fund’s net asset value (NAV) lower.

The two cryptocurrencies depicted do not represent all cryptocurrencies. Cryptocurrency exchanges are not members of SIPC. Therefore, unless user terms specify otherwise, investors with cryptocurrency assets commingle on a custodial cryptocurrency exchange could potentially lose their funds as unsecured creditors. Past performance is not indicative of future returns. Presentation is not for comparative purposes.