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The Real Costs of Owning a House (Episode 66) S5 E6
Manage episode 324036907 series 2936153
Contenu fourni par Tyler Cazier, Aric Wiszt, & Jason Christiansen, Tyler Cazier, Aric Wiszt, and Jason Christiansen. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Tyler Cazier, Aric Wiszt, & Jason Christiansen, Tyler Cazier, Aric Wiszt, and Jason Christiansen ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
You can watch this episode on YouTube.com: https://youtu.be/ZxVcl1oPyAY.
What are the real costs of owning a house? We break down the mortgage payment and everything you have to pay for AFTER the mortgage payment!
0:00 Introduction
1:17 - Story time with Aric. When he bought his first house, he THOUGHT he understood what he'd be paying, but there was much more than he anticipated.
3:38 - The mortgage payment. Principle + Interest. Could also have escrows like Taxes and Insurance. Together they are PITI.
4:57 - HOA. If you have an HOA, you will pay a monthly fee. Understand what your HOA fee includes. To what level of care must your lawn be?
6:30 - Utilities. Electricity, heat (usually gas), water, garbage & recycling, sewer, and internet. During due diligence, find out what your expenses are.
9:54 - Repairs & Maintenance. Set aside 1% of your home's value annually. Save it if you don't spend it this year because the expenses will come. Take an automatic draw for 1/12 of your budget annually.
13:32 - Appliances. Dishwasher, water heater, washer, dryer, etc. They all wear out!
14:14 - Story time w/ Tyler. Broken dishwasher.
15:18 - What did we learn today?
17:01 - Bloopers
* No HOAs were harmed in the making of this video.
Please contact us to tell us you love us, you want to hire us! Call or text:
Realtors with Hive Collective at Presidio Real Estate:
Tyler Cazier: 801-210-0230
Aric Wiszt: 801-228-7687
Lender with Elite Team at Security Home Mortgage:
NMLS: 178787
Jason Christiansen: 801-669-7271
NMLS: 240472
A Production with Security Home Mortgage's Jason Christiansen, and Hive Collective at Presidio's Tyler Cazier and "Mr. Suit" Aric Wiszt.
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