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Ep 13: Mailbag - Co-Buying, Pre-Qualification, and More
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Today, we’re going to open up the mailbag to answer some questions from our listeners. Abby’s friend told her that a 20% downpayment is financially necessary. Is this true? This is a common misconception and we see even those with 20% available don’t choose to. Right now rates are still low and it’s going to come back to your financial plan.
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Carl is wondering what the difference is between getting a loan from a bank and a broker? A direct lender, like us, usually works internally and they do the research for you. Join us today as we explore these questions and more on how much home you can afford, pre-qualification, and co-buying.
TIMESTAMPS:
0:21 – Do I need 20% to have down?
3:50 – What’s the difference between a loan from a bank or a broker?
6:18 – What’s the difference between pre-approval and pre-qualification?
8:45 – How can I determine how much house I can afford?
11:08 – How does co-buying work with relatives?
CONTACT:
Schedule a time to meet with Bill here.
Visit the Smart Mortgage Show website for more podcasts, videos and info.
Call: 484-352-4151.
Visit LendUS® on the web.
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