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Ep - 39 Time to act as credit cards are becoming even more expensive
Manage episode 361918723 series 3426902
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Credit card debt is swamping many of the holders of the UK's 59 million credit cards. With interest running close to £5 billion a month or £126m a day now is the time to find out how to cut the costs before the interest rates go up again in June.
More than 90% of credit card holders are in debt in that they do not pay off the bills in full each month and many could save substantial money by moving to an interest-free credit card, or one charging lower interest.
Checking bills every month makes sure we know what the total debt is and the minimum payments and may alert us to incorrect billing or regular payments that should be cancelled. If spending does not bring us joy it probably needs to be canned.
Don't allow yourself to make minimum payments and pay for today's spending for the next two decades. Make your money work for you not the credit card company.
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