A podcast about life, the universe and anthropology produced by David Boarder Giles, Timothy Neale, Cameo Dalley, Mythily Meher and Matt Barlow. Each episode features an anthropologist or two in conversation, discussing anthropology and what it has to tell us in the twenty-first century. This podcast is made in partnership with the American Anthropological Association and with support from the Faculty of Arts & Education at Deakin University.
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Title Expert Beverly Onson Explains Important Topics Related to Closing
MP4•Maison d'episode
Manage episode 224082951 series 1316891
Contenu fourni par Doug Leugers. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Doug Leugers ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
Navigating the closing process is much easier if you’re equipped with the right knowledge, and we’d like to offer you that information today.
Buying a Southwest Florida Home? Search all Homes for Sale
Selling a Southwest Florida Home? Click here for a Home Value Report
Today’s guest, Beverly Onson, has worked with Fidelity Title for some time and knows all the ins and outs of the closing process as a result. And it’s for exactly this reason that we brought her in for this message—so that she can offer insight into some of the questions people typically ask about taxes, home loans, and the financial side of the closing process.
To kick off the conversation, Beverly first explained how taxes work here in the state of Florida. In short, Florida residents pay their taxes in arrears—meaning that taxes are paid out through a single bill toward the end of the year. Speaking of taxes, the subject of Homestead Exemption is another area of confusion for some in our area.
Essentially, Homestead Exemptions, available in Florida only to homeowners whose primary residence is in our state, offers property tax exemptions on some (or all) of their home’s taxable value. New homeowners can apply for this exemption anytime after closing. Generally, doing so shortly after receiving your recorded deed in the mail is a good idea.
Better still, applying is simple. All you need to do is visit www.leepa.org and fill out the relevant form under the “Exemption Information” tab on the sidebar. You can find plenty of information on other applicable tax exemptions on this website, as well, including those for seniors, veterans, and widows, to name a few.
“
Inquire before you wire.
”
It's precisely for this reason that Beverly Onson and her teammates at Fidelity Title provide verbal wiring instructions to each and every buyer they work with. They do also send email instructions, but these are only accessible to buyers if they are able to enter the secret code provided to them during the previous verbal discussion.
Beverly also notes that wiring instructions for a given buyer will never change. So if they receive an email claiming this is the case, they can be certain it’s a scam. If a buyer is ever uncertain, though, Beverly says they can always call for confirmation before sending any funds.
Ultimately, there are a number of ways to protect yourself against wire fraud. It’s all about knowing what to look out for. Inquire before you wire.
If you have any other questions for Beverly, feel free to give her a call at (239) 954-6790 or email her at bonson@fnf.com.
And, as always, if you have any other questions or would like more information about anything related to real estate, please reach out to me. I look forward to hearing from you soon.
10 episodes
MP4•Maison d'episode
Manage episode 224082951 series 1316891
Contenu fourni par Doug Leugers. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Doug Leugers ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
Navigating the closing process is much easier if you’re equipped with the right knowledge, and we’d like to offer you that information today.
Buying a Southwest Florida Home? Search all Homes for Sale
Selling a Southwest Florida Home? Click here for a Home Value Report
Today’s guest, Beverly Onson, has worked with Fidelity Title for some time and knows all the ins and outs of the closing process as a result. And it’s for exactly this reason that we brought her in for this message—so that she can offer insight into some of the questions people typically ask about taxes, home loans, and the financial side of the closing process.
To kick off the conversation, Beverly first explained how taxes work here in the state of Florida. In short, Florida residents pay their taxes in arrears—meaning that taxes are paid out through a single bill toward the end of the year. Speaking of taxes, the subject of Homestead Exemption is another area of confusion for some in our area.
Essentially, Homestead Exemptions, available in Florida only to homeowners whose primary residence is in our state, offers property tax exemptions on some (or all) of their home’s taxable value. New homeowners can apply for this exemption anytime after closing. Generally, doing so shortly after receiving your recorded deed in the mail is a good idea.
Better still, applying is simple. All you need to do is visit www.leepa.org and fill out the relevant form under the “Exemption Information” tab on the sidebar. You can find plenty of information on other applicable tax exemptions on this website, as well, including those for seniors, veterans, and widows, to name a few.
“
Inquire before you wire.
”
It's precisely for this reason that Beverly Onson and her teammates at Fidelity Title provide verbal wiring instructions to each and every buyer they work with. They do also send email instructions, but these are only accessible to buyers if they are able to enter the secret code provided to them during the previous verbal discussion.
Beverly also notes that wiring instructions for a given buyer will never change. So if they receive an email claiming this is the case, they can be certain it’s a scam. If a buyer is ever uncertain, though, Beverly says they can always call for confirmation before sending any funds.
Ultimately, there are a number of ways to protect yourself against wire fraud. It’s all about knowing what to look out for. Inquire before you wire.
If you have any other questions for Beverly, feel free to give her a call at (239) 954-6790 or email her at bonson@fnf.com.
And, as always, if you have any other questions or would like more information about anything related to real estate, please reach out to me. I look forward to hearing from you soon.
10 episodes
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