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The Top Three Reasons to Get Pre-Approved in Southern Maine
Manage episode 172151321 series 1372692
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When you’re looking to buy a home, one of the most important things that you can do is to speak with a mortgage professional before doing anything else. Before you start talking with Realtors and looking at homes, you need to know that you have the ability to purchase one. You have to find out what you can comfortably afford before you start searching for homes.
Most home sellers will not even entertain your offer if you haven’t been pre-approved by a mortgage professional. Almost every buyer needs to speak with a lender before going out and looking for homes. Try putting yourself in the shoes of the seller. Would you accept an offer from someone who has not even proved whether or not they can buy your home? You probably wouldn’t even look at the offer.
Another benefit of getting pre-approved is that it will save you time in your home search. By knowing what you can afford, it narrows your home search and speeds up the process. Searching for homes can be overwhelming, but not when you know what you can afford.
Lastly, your offer is strengthened through the eyes of a seller when you are pre-approved. It is as close to a cash offer as you can get, and sellers like the convenience that comes along with this. It will definitely help to push your offer to the top of the list.
If you’d like to know of any mortgage lenders that we recommend, please don’t hesitate to contact us!
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