Are Mortgage Rules Changing Weekly? Here’s What You Need to Know! In this video, we’ll break down the latest mortgage rule changes and how they may affect you. Key Updates: No More Stress Tests for Insured Mortgage Renewals: Now, you don’t need to qualify at a higher rate when renewing a non-insured mortgage, giving you more options to negotiate wi…

Rumours have been floating around for a while but are now coming to fruition. The government has been researching the pros and cons of coming after principal residence by removing your capital gains exemption for a while now. Effective January 1, 2025, if you purchased a home less than 2 years ago and sell it for a profit, you could be subject to m…

Should you sell your current home before purchasing a new one, or buy a new home before selling the old one This is a nuanced decision with advantages and drawbacks to each approach. Let’s break down both options. First, consider the choice of selling your current home before buying a new one. One of the main benefits of selling first is that you'l…

Despite dropping mortgage interest rates, the market remains slow. You can find out more about current trends in this video. Listen and subscribe for more!Par Jessi Johnson

Updated first-time home buyer incentives for Canadians! Did you know, you can get first-time buyer incentives more than once? Enjoy the guide to buying your first home in Greater Vancouver. Listen and subscribe for more!Par Jessi Johnson

Inventory hits a 4-year high, mortgage rates are falling and here is your market update If you bought an average detached house in Greater Vancouver in January, you are now almost $120,000 richer If you bought an average townhouse in Greater Vancouver in January, you are now almost $69,000 richer If you bought an average condo in Greater Vancouver …

In this episode, we cover the new legislative changes to the Residential Tenancy Act as well as a number of skill, testing questions. Keaton covers what all the latest changes mean including the negative and positive implications. We also cover questions like, what's a bad tenant or lousy landlord? When is it time to seek help from a property manag…

The Bank of Canada Holds is over Overnight Rate at 5%. This came as no surprise, most of us in the industry didn't expect much much to happen until June. To be clear, the bank Canada announcement is specific to variable or line of credit mortgages. Fixed mortgages have been coming down since last October, but the media doesn't seem to be covering t…

Yes, you heard that right. Our federal government is added again and wants to make it harder to qualify for a mortgage starting in 2025. If it's not hard enough already, I am disheartened to say that it's about to get harder The new rule, set to take effect in the first quarter of 2025, limits the amount of mortgage a bank can issue to a maximum 4.…

People often overlook the dangers of waiting to buy real estate in hopes of seeking lower mortgage rates. However, it is generally substantially more expensive to do this, and you don't necessarily qualify for more with a lower rate because the purchase price is substantially higher. Of course, I can't predict the market, but I can tell you I'd be …

Proper pre-approvals, why this is crucial to your success for many reasons.Par Jessi Johnson

In this episode, we review a new-ish plan aimed at finally tackling Canada’s housing crisis. Right now, the government is thinking about how we can build as many homes as fast as possible, and they look to the past to pave the way to the future. Pun intended ;) In a nutshell, they are creating a catalogue of the pre-approved building designs at the…

Like many realtors, we were skeptical about eXp Realty when we first heard about it. It seemed too good to be true. I initially thought that only low-producing realtors went there because of the low monthly fee. It's got to be a pyramid scheme... I'm not interested in recruiting agents... I like having an office... The model isn't sustainable… I ha…

In this episode, I will articulate what a BC Assessment is and how to figure out the true value of your home I am Jessi Johnson, guiding you with 18 years of experience as a mortgage broker and realtor. First off, BC assessments are expired calculations They are calculated based on July 1st of the previous year so they can be upwards of an entire y…

In this episode,I will cover the pros and cons of my personal experience of joining eXp realty I am Jessi Johnson, an 18-year real estate veteran helping show you what to do, and what NOT to do, in your realtor business Founded in 2009, eXp Realty has quickly become a significant player in the global real estate industry, thanks to its cloud-based …

In this episode, we will dive into something that I wanted to run numbers on for quite some time. Was it actually more affordable to buy real estate in Vancouver with a 20% mortgage rate? Watch and subscribe for more! 👉 Learn more, call Jessi at 604 716 6474, email jessi@jessijohnson.ca or schedule a time to chat here: https://calendly.com/jessirea…

In this episode, we will my Real Estate Predictions for 2024 and but first audit my past predictions from to 2023 to see if I was accurate… or out to lunch I am Jessi Johnson, guiding you with over 18 years of experience as a mortgage broker and realtor. To quickly review 2023, while most predicted the real estate market would drop in 2023…. I pred…

In this episode, we discuss how to buy presale with zero down Yes, you heard that right – $0 down! Let’s find out how Then you likely understand how important it is to seize the opportunity right now Long-completion Metro Vancouver presale is key... Listen and subscribe for more!Par Jessi Johnson

In this episode, we will cover… Which strategies can save you the most in repaying your CEBA loan. You may or may not like what you hear Listen and subscribe for more!Par Jessi Johnson

In this episode, we will cover how and why your Great Vancouver property will likely double, again, in the next 6 years. CMHC, a.k.a. The Canadian Mortgage Housing Corporation, is generally known for being a conservative organization when sharing predictions. After all, they are run by the government of Canada. CMHC just predicted Greater Vancouver…

In this podcast episode, we will review which cities pay the highest rental rates. If you're thinking about moving to a new city, you might be wondering which cities charge the highest rental rates. Or perhaps you are an investor looking to maximize your investment return? Listen and subscribe for more!…

In this episode, we'll ask the question: will Vancouver's new Multiplex plan save the housing crisis? A lot has been said about the new Multiplex plan – will it help solve the housing crisis in Vancouver? Or is it all just talk? In this video, we'll take a look at the proposal and see if it can help solve the housing crisis in Vancouver. Listen and…

In this episode, we will discuss the recent news that Airbnb has been banned in Vancouver. What does this mean for the city's tourism industry? And what are the possible consequences for those who have used Airbnb in the past? If you're looking for answers to these questions, watch this video! We'll discuss the implications of the ban on Airbnb, as…

If you're considering whether or not to buy a home in British Columbia, then be sure to know about BC's rescission periods. Join us for a beginner's guide to make BC's rescission periods easy to understand. If you're buying a home in British Columbia, you must know BC's rescission periods. These periods allow buyers to cancel a contract after servi…

In this episode, we will cover a creative way to invest in real estate, skipping the mortgage qualifying and why you should be paying attention to presale properties. Ever wondered if there's a way to sidestep the rigorous bank qualification process when buying a home? Well, strap in, because you're about to learn a game-changer!…

n this video, we'll teach you how to win real estate bidding wars. We'll show you the tricks that successful real estate buyers use to get the house they want, even when the competition is fierce. If you're looking to buy a house in the near future, then you need to watch this video! We'll teach you the techniques that will help you bid higher and …

In this episode, we will discuss how most depreciation reports are outdated based on expired maintenance cost predictions and that your strata should update the report. Do you own a condo or townhouse? In the past, depreciation reports were created and values were estimated for work to be completed in the future. This was way before the supply chai…

CEBA Covid business loans are due in a few months, so I will share how you can save $20,000! In this episode, we will cover the potentially negative impact of the COVID CEBA loans that are due end of December and the trick to save your business $20,000! Did you know that over 900,000 businesses in Canada took CEBA COVID loans? For those that don't …

In this video, I will cover all of the questions your realtor should be asking you and here is a link to the downloadable questionnaire: https://www.jessijohnsonrealtor.ca/wp... WATCH the video for more...Par Jessi Johnson

In this video, I will cover all of the questions that you should be asking your realtor and here is a link to the downloadable questionnaire: https://www.jessijohnsonrealtor.ca/wp... WATCH the video for more... Make sure you also watch my video titled, "Questions your realtor should be asking you"! 👉 Learn more, call Jessi at 604 716 6474, email je…

In this video, I will share a unique opportunity to make money quickly! I will give you up to $10,000 (CAD) and the current real estate statistics. Watch the entire video to learn how. If you're looking to make money quickly and easily, then this is the opportunity for you! So what are you waiting for? WATCH the video for more... 👉 Learn more, call…

Should you sell your current home before buying a new one or buy a new one before selling the old one? It's a complex decision, and there are pros and cons to both options. So, let's take a closer look at each option. First, let's explore the option of selling before buying. The main advantage of this approach is that you'll have a clear picture of…

In this video podcast, we're gonna cover the real estate predictions for 2023. Yes, sales are down big time. But most price drops in Greater Vancouver seem already priced into the market. The Greater Vancouver market dropped a whopping 6.6% In the past year. That's it. I personally as well as many others were hoping for a considerable decline and p…

See the questionnaire here with a downloadable PDF for "Questions Your Realtor Should Be Asking You": https://www.jessijohnsonrealtor.ca/qu... See the questionnaire here with a downloadable PDF for "Questions you should ask your realtor": https://www.jessijohnsonrealtor.ca/qu... 👉 Learn more, call Jessi at 604 716 6474, email jessi@jessijohnson.ca …

Find presale buying opportunities here: https://www.jessijohnsonrealtor.ca/pr... Did you know that you don’t necessarily have to complete a presale purchase? Many contracts are assignable or flippable, to a new buyer, before the completion... Watch to learn more! If you can’t sell the contract or don’t want to for the price a buyer offers, you must…