Join Rob d'Apice (the money-geek founder of Prosple.com.au) every week as he shares with Declan Byrne the insider secrets that help you get the most out of your cash. As broadcast every Monday morning at 9:30am on FBi 94.5 - fbiradio.com
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51 | Collaborative Consumption
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Learn the best organisations for sharing your things for some extra cash, or finding something cheap to rent from your neighbour - whether it's cars, tools, office space, accommodation or a hedge trimmer.
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50 | Starting a New Career.
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Which career is right for you? What's the best way to apply for, and get, your favourite job?
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Bitcoin, wearable technology, biometrics and big data.
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48 | Economics of Refugees.
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How much is the government spending on detention? How much does it cost to resettle a refugee? Are refugees productive immigrants?
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How much did it cost to make? Where can you use it? Is it cheaper than paper tickets?
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46 | The Economics of Cycling.
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What is the impact of cycling on the economy? How much can you save moving to a bike?
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45 | Revisiting Travel Tips.
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What's the best way to get cash overseas? Should you get travel insurance? How do you find the cheapest flights? Where can you find the cheapest accommodation?
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44 | Electricity, Gas & Water.
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How to get the best deal on your electricity and gas.
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43 | Economics of a University Degree.
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Which degrees provide the best value for money? Are Masters degrees worthwhile?
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42 | Frequent Flyer Programs.
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Which are the best programs? What's the best way to redeem points? Should you even bother?
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41 | Setting goals for 2014.
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How to set SMART goals that stick.
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40 | Test Your Financial Knowledge (Part 2).
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How much is a bitcoin worth? What is the median Australian salary? How is a tax deduction different to a tax offset?
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How many drinks does the average Australian drink in a year? Compared to Russia and Germany? How much *should* we be drinking? How much tax do we pay on grog?
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When should you buy life insurance? How much should you cover yourself for? Where is the cheapest life insurance around?
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37 | Salaries in Australia.
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Kyle Sandilands makes $2m a year. At least. Seriously. How does this compare to other Australians, and our countries?
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What are the best methods for tracking spend? What are some tips for making it as easy as possible?
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Will Labor win? Who will be leading Labor by the end of the year? Will Julian Assange and Pauline Hanson win their seats? (POST SCRIPT SPOILER: the punters were right.)
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34 | Elections: Paid parental leave
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What are the current perks available to new parents from the government? How are the Liberal Party proposing to change this?
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33 | Elections: Carbon price.
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How does Labor's Emissions Trading Scheme? What are the Liberals doing with Direct Action? What are the advantages and disadvantages of each?
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Find out where Rob shops online for clothes, food, alcohol, books, flights, gifts. And many other things.
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What are the different types of salary sacrificing and how can you make the most of it?
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Hook into to Rob's top ten tips to getting your tax return out of the way!
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29 | Managing money as a couple.
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Different ways of managing money as a couple, and pro-tips on making sure your money is working for your relationship.
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Top tips on donating to charity, and Rob's favourite 5 charities!
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Did our predictions last week come true? What's this about the baby bonus, defence spending, arts spending, and education?
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Seven things you can expect from the budget tomorrow
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Bitcoin, a new virtual currency, has taken the world by storm with massive growth in value since it launched - and then a big crash. Find out what happens when money and the internet have a beautiful love child.
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Has a loved one left you something? Honour their gift, and make sure you invest your inheritance wisely.
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What are the different types of broadband - ADSL, cable, wireless? What are the best ways to compare broadband plans? What are the differences between Labor and Coalition plans for the NBN?
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5 tips to starting your own business. 6 ways to fund your big idea. And why it's best to get started young!
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21 | Test Your Financial Knowledge.
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How is your financial know-how? Take our 20 question quiz to find our how well you've been following Insufficient Funds. (See if you can beat Declan's score of 13!)
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What are the best fares to save cash on public transport in Sydney? How can you save money as a student? How much do you save on Weekly, Monthly and Annual tickets? What are the best apps for planning your trips? What is the Opal Card?
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Which reward programs are worthwhile? Should you get a credit card that earns loyalty points? Should you join a frequent flyer program? Should you keep your coffee loyalty card?
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How can you budget easily from your iPhone? How can you get an American postal address? How can you find the best bargains in Australia?
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17 | Buying your first home.
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Is it a good time to buy your own home, rather than rent? How much do you need to get your own place? What government perks are available?
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How much do we spend on coffee? How much does it cost a cafe to make a cup of coffee? How can you save money on coffee? Where does coffee come from and what is 'fair trade'?
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What the hell are shares? How much can they earn? Are they risky? What's the best way to make your first investment in shares? How much do you need to get started? Plus 3 pro-tips for novices to get make the most of your stock investments!
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14 | Living in a sharehouse.
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How to find a sharehouse? How to split costs in a sharehouse? What financial help can you get for paying your bond? Who pays for repairs? What are your rights as a tenant?
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How can you save money (and calories) on food? How much will you save by quitting smoking? What does it cost to get fit? How much is your drinking costing you? How can you end 2013 richer than when you started?
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12 | Christmas on a Budget.
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Where can you find good, cheap gifts? How can you order from the US in a hurry? What is Kiva and microlending? How can you celebrate Christmas in style and in a budget? What do you do with unwanted gifts post-Christmas?
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Where can you find quick and easy jobs in a hurry? What can you sell lying around your house (and how)? How can you make money out of your empty parking spot? How can you make sure you paycheck goes to savings, and doesn't disappear?
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What is Health Insurance? What are the different types of cover? What are some good reasons to get cover? How much does it cost? Are ambulances free?
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How much does it cost to own and run a car? What is GoGet and how does carsharing work? How much does it cost? What are the benefits and disadvantages? How can you get free interstate car hire?
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What are you *actually* paying for? Why have electricity prices gone up? How can you find the best price for your electricity and gas? Should you 'fix' your electricity rate?
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What the hell is super? Why do we have it? How much do you get? When can you take it out? How can you find all your super? What are the best super funds? BONUS: 5 EASY steps to getting your super sorted out!
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5 | Getting out of Credit Card Debt.
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How do credit cards work? How much interest do you pay? How can you minimise your interest payments? What's the quickest way to get out of debt altogether?
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Are you eligible for Youth Allowance? How much do you get? What is ABSTUDY and Austudy? Are you missing out on Relocation Scholarships or Fare Allowance? What can you do if you've run out of money?
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What is Spotify? How much do artists get paid from streaming on Spotify? How will it change the music industry? Should you use Spotify?
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2 | Travel Money & Travel Insurance.
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What's the best way to get your cash overseas? How can you avoid fees? What is Travel Insurance and should you get it? How can you get free Travel Insurance?
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How does HECS Debt work? Should you pay upfront? How big are the repayments? Are you eligible for a discount? http://blog.prosple.com.au/2012/09/hecs-debt-3-tips-on-making-it-work-for.html
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