Les meilleurs podcasts Sofia Kifle Baker (2024)

1
Let’s Talk The DOJ Suing Rocket Mortgage, Improving Your Credit, WTF Just Happened To Rates, Bryan’s Football Coaching Recap, DON’T Scare Sofia, and more! - S3 - #30 42:04

9d ago42:04

42:04

In today’s episode we talk about Bryan coaching his son’s football season, Sofia’s Hunt Club Farm visit, the DOJ suing Rocket Mortgage, how are you supposed to improve credit, the history of debit card rewards, what just happened to rates, Bryan’s NYC trip, why Sofia doesn’t like being scared, and more! Connect with Bryan & Sofia: Instagram @letsta…

1
Let’s Talk A Mortgage Rates Update, How Student Loans Can Affect Your Mortgage, Dealing With Credit Report Disputes, A Power Wheels DUI, and more! - S3 - #29 1:03:41

12d ago1:03:41

1:03:41

In today’s episode we talk about Christmas on the beach, weekend sports and dance, Bryan’s golf walker, mortgage rates updates, how student loans factor into mortgage loans, dealing with credit report disputes, Sofia’s scary story, a Love is blind recap, and how someone got a DUI while driving a Power Wheel toy car? Connect with Bryan & Sofia: Inst…

1
Let’s Talk Closing Costs, Insurance, Bryan’s Denver Trip, Sofia Is Betrayed By Chick-fil-a, Is It Okay To Take Back Gifts After A Break-up, and more! - S3 - #28 1:04:39

19d ago1:04:39

1:04:39

In today’s episode we talk about Bryan’s Denver trip, meeting Anderson Paak, Sofia’s running progress, a Chick-fil-a betrayal, insurance tips, closing costs, Love Is Blind’s new season, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https:/…

1
Let’s Talk How To Handle Inherited and Investment Properties, Would You Buy A House You’ve Never Seen, How To Lose Your Qualification, Sofia’s Monthly Challenge, and more! - S3 - #27 1:00:35

26d ago1:00:35

1:00:35

In today’s episode we talk about Sofia staying out too late, her homebuyer event recap and new monthly challenge, why Bryan’s buyer suddenly lost qualification, would you buy a home you’ve never seen in person, how to handle inherited properties and investment properties, travel plans, the new season of Love Is Blind, and more! Connect with Bryan &…

1
Let’s Talk Who Is Paying $3,000 A Month For Rent, Occupancy Issues And Home Loans, The P Diddy Updates, Sofia’s New Nose Piercing, and more! - S3 - #26 1:03:11

1M ago1:03:11

1:03:11

In today’s episode we talk about Sofia and her new nose piercing, school and sports, occupancy issues and home loans, is it reasonable to be paying $3,000 a month in rent, refrigerators, P Diddy updates, TV show drama, can you own a town, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: …

1
Let’s Talk Our Summer Recap, Something in the Water Postponed, P Diddy Denied Bail, Fed Finally Cut Rates, Back To School, Sports, and more! - S3 - #25 1:09:10

1M ago1:09:10

1:09:10

In today’s episode we talk about summer recap, school vs. weekend, football kid story, the Something in the Water concert being postponed, P Diddy denied bail, casino stories, Beyonce, the Olympics, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc You…

1
Let’s Talk Juneteenth, VA Loan Updates, Required Inspections, The Michigan Man Got His Permit, Bad Boys 4, Graduations, Father’s Day, and more! - S3 - #24 57:36

5M ago57:36

57:36

In this episode Bryan & Sofia talk about Father’s Day, graduation stories, Bad Boys 4, Juneteenth, best ice cream, Michigan Man got his permit, VA loan updates, inspections, getting a loan, crazy insurance premiums for permits, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www…

1
Let’s Talk Is Buying A House For Everyone, That Michigan Man Driving To Court Without A License, Why You Should STOP Using Your Debit Card, Buyer Denied Because She Was Black, and more! - S3 - #23 56:14

5M ago56:14

56:14

In this episode Bryan & Sofia talk about last weekend, the Michigan man who drove himself into some trouble in court, is buying a house for everyone, why you should avoid using a debit card, buyer denied because she’s black, being a beach kid, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ Tik…

1
Let’s Talk About The Cop Who Got Booty On Duty, Taxes And Your Mortgage, Scottie Scheffler, Memorial Day Fun, Convicted Felon Donald Trump, and more! - S3 - #22 1:01:04

5M ago1:01:04

1:01:04

In this episode Bryan & Sofia talk about their Memorial Day activities, paying taxes when self-employed, Bryan’s unique buyer situation, Scottie Scheffler charges being dropped, a cop gets booty on duty, convicted felon Donald Trump, missing a flight over Starbucks, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagra…

1
Let’s Talk A Huge Change To Credit Score Pulls and Debt Collection, NAR Settlement News, How Rates Are (Slightly) Changing, Scottie Scheffler Got Arrested, and more! - S3 - #21 57:44

6M ago57:44

57:44

In this episode Bryan & Sofia home cooking and clean eating, how rates have slightly improved, dealing with the dentist and braces, a huge change to credit scores and debt collection, big NAR settlement news, why did Scottie Scheffler get arrested, wrapping up the Kendrick vs. Drake beef, and more! Connect with Bryan & Sofia: Instagram @letstalkbsp…

1
Let’s Talk How To Write A Resume That Works In 2024, What Should You Avoid Putting On Your Resume, How To Answer Tough Interview Questions, Working Remote, and more with Lakeesha Branch! - S3 - #20 1:02:20

6M ago1:02:20

1:02:20

In this episode Bryan & Sofia talk with special guest and hiring specialist Lakeesha Branch all about her experiences working remote, resume writing tips and tricks, how to answer tricky interview questions, avoiding fraud, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tik…

1
Let’s Talk Zillow’s New Touring Agreement, No More Rate Increases, Why You Should Always Have A Real Estate Agent When Homebuying, Kendrick vs. Drake, Bryan Goes Slidin’, and more! - S3 - #19 1:09:24

6M ago1:09:24

1:09:24

In this episode Bryan & Sofia talk about Bryan’s sliding surprise, a new Zillow touring agreement, the Fed saying no more rate increases, the importance of having a real estate agent backing you up when buying a home, Kendrick vs. Drake gets crazier, and more! Watch Bryan Go Slidin’! Link: https://youtu.be/Ibmi-PMg4ac?si=w2Klv-CglhTdN9jd&t=480 Conn…

1
Let’s Talk The Tik-Tok Ban, No More Non-Compete Clauses, Capital Gains Tax Changes, Spark Funds, Airline Refunds, Reggie Bush Gets His Trophy Back, NFL Draft, Yarn Party, and more! - S3 - #18 1:00:52

6M ago1:00:52

1:00:52

In this episode Bryan & Sofia talk about a yarn party, credit score pitfalls, Spark Funds, Capital Gains tax changes, the end of non-compete clauses, how airline refunds are changing, Reggie Bush getting his trophy returned, the NFL draft, is Tik-Tok getting banned, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagra…

1
Let’s Talk The Top 5 Repairs You Can Do To Increase Your Home’s Value, Appraisal vs. Sales Price Surprises, Should You Background Check Renters, How Close Is A 2% Inflation Rate, and more! - S3 - #17 1:09:05

6M ago1:09:05

1:09:05

In this episode Bryan & Sofia talk about when we might finally hit a 2% inflation rate, appraisal vs sales surprises, whether or not you should run background checks on your potential renters, Sofia’s list of the top 5 repairs you can do to increase the value of your home, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.i…

1
Let’s Talk What It Takes To Be An Entrepreneur, The Drip Athletic Club, Singing For A Date, Bowling, Athletics, and Sports Stories, Recapping The Eclipse, and more with Kayla Cason! - S3 - #16 1:00:56

7M ago1:00:56

1:00:56

In this episode Bryan & Sofia talk with special guest and gym owner/personal trainer Kayla Cason about the eclipse, bowling, athletics, and sports stories, Kayla’s gym, being a business owner, singing, and more! Connect with Kayla Cason: Website: https://www.dripathletic.club/ Instagram: https://www.instagram.com/dripathletic.club/ Connect with Bry…

1
Let’s Talk That Baltimore Bridge, Bryan’s Earthquake Story, Is It Cheaper To Rent Or Buy Your Home, Why Your Monthly Payment Might Change, HOA Issues, and more! - S3 - #15 1:07:19

7M ago1:07:19

1:07:19

In this episode Bryan & Sofia talk about their Easter weekend adventures, the Baltimore bridge, the time Bryan felt an earthquake, should kids be banned from social media, monthly payment info, HOAs, renting vs buying , and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.…

1
Let’s Talk Business Credit Myths, How To Beat Bad Credit, What Does A Perfect Credit Profile Look Like, FICO Score vs Vantage Score, Credit Inquiries, and more with Stephen Blanchard! - S3 - #14 1:16:44

7M ago1:16:44

1:16:44

In this episode Bryan & Sofia talk with special guest and credit expert Stephen Blanchard about business credit myths, best practices for better credit, what a “perfect credit profile” looks like, cash vs credit, FICO score vs Vantage score, credit inquiry info, Diddy do it, and more! Connect with Stephen Blanchard: YouTube: https://youtube.com/@st…

1
Let’s Talk No More Commissions On MLS, Capital Gains Tax, First Time Homebuyer Tax Credit, Do You Need College For A Career, and more! - S3 - #13 1:05:16

7M ago1:05:16

1:05:16

In today’s episode Bryan & Sofia talk about some changes to the capital gains tax system, the new first time homebuyer tax credit plan, whether you really need a college degree in 2024, the big story around the NAR settlement causing commission changes for MLS, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com…

1
Let’s Talk Dual Entitlement Tips, The PPI Report & Inflation, Married At First Sight & Middle Names, The Kemba Smith Movie, and more! - S3 - #12 57:46

8M ago57:46

57:46

In today’s episode Bryan & Sofia talk about the brand new PPI report, how veterans can use dual entitlement, the Married At First Sight tv show and middle name agreements, the Kemba Smith story, more Love Is Blind chat, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.…

1
Let’s Talk Why You Need To Be Careful Cosigning On Anything, Getting A Loan As A Couple, Whales, Sharks, and Jellyfish, Love Is Blind Recap, and more! - S3 - #11 1:02:01

8M ago1:02:01

1:02:01

In today’s episode Bryan & Sofia talk about why whales are washing up on the beach, Bryan vs a Jellyfish, Sofia vs Sharks, getting a loan with your spouse, why you need to be careful cosigning on anything, another Love Is Blind recap, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: http…

1
Let’s Talk How Credit Scores Are Changing Forever, The CPE Fed Report, Sofia Visits The Mall, How Teen Bryan Snuck Into A Concert, What’s Happening On Love Is Blind, and more! - S3 - #10 1:14:36

8M ago1:14:36

1:14:36

In today’s episode Bryan & Sofia talk about dancing for a client's Tik Tok, Sofia’s mall trip, how Bryan snuck into a concert as a teen, the new CPE Fed report, how credit scores are changing soon, overtime work, spilling the tea on Love Is Blind, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/…

1
Let’s Talk Is It Better To Buy Your New House Or Build It, A $340 Million Mistake, National Margarita Day, The Fall Of NFTs, and more! - S3 - #09 1:03:55

8M ago1:03:55

1:03:55

In today’s episode Bryan & Sofia talk about too much sugar, some National Margarita Day fun, whether it’s better to buy or build a new home, what happened to NFTs, a $340 million mistake, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https…

1
Let’s Talk Should Real Estate Agents Be Homeowners First, The CPI Report, Bryan At The Superbowl, Someone Swiped Sofia’s Offer Letter, and more! - S3 - #08 1:08:10

8M ago1:08:10

1:08:10

In today’s episode Bryan & Sofia talk about Bryan’s time at the Superbowl, why Sofia’s feeling salty, the CPI report, the question of whether or not a real estate agent should be a homeowner themselves before trying to sell homes, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://…

1
Let’s Talk Pulling Your Credit Score, Your Tax Records And Home Buying, A Hidden $10,000 Surprise, Understanding Equity, and more! - S3 - #07 1:01:46

9M ago1:01:46

1:01:46

In today’s episode Bryan & Sofia talk about credit score info, how your tax payment records factor into getting a home, what reserves are, equity, rating dinner date options, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtub…

1
Let’s Talk If Rates Are Ever Going To Drop, Black History Month and the Super Soaker, Saying No To Snow, Nicki Minaj And Megan Thee Stallion Drama, and more! - S3 - #06 57:06

9M ago57:06

57:06

In today’s episode Bryan & Sofia talk about rate expectations for 2024, Black History Month, thoughts on snow, celebrity drama, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: ht…

1
Let’s Talk Tax Changes In 2024, What Does A CPA Do, Tax Benefits And Write-Offs You Need To Know, Basketball, and more with Sherman Ledet! - S3 - #05 53:54

9M ago53:54

53:54

In this episode Bryan & Sofia talk with special guest Sherman Ledet about all sorts of tax topics for 2024, what a CPA is and what they do, how things have changed for your tax filing in 2023 and 2024, and more! Connect with Bryan & Sofia: Connect with Sherman Ledet at Caldwell CPAs: https://www.caldwellcpas.com/ Instagram @letstalkbspc: https://ww…

1
Let’s Talk How To Restore Your Credit Score, Why Lenders Look At Your Payment History, Contractor Nightmares, A Crazy Criminal Landlord Story, and more! - S3 - #04 1:02:00

9M ago1:02:00

1:02:00

In this episode Bryan & Sofia talk about a wild criminal landlord story, reviewing the brand new Netflix show “Fool Me Once”, Bryan’s nightmare contractor story, what you need to know about your credit score, payment history, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.t…

1
Let’s Talk How Low Interest Rates Will Go In 2024, The Best Time to Buy, New CPI Report, Childhood Memories, Workout Woes, and more! - S3 - #03 1:08:29

9M ago1:08:29

1:08:29

In this episode Bryan & Sofia talk skating and pizza, workout woes, insights from the new CPI report, interest rate trends, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: https:…

1
Let’s Talk What You Need To Know About Removing Your PMI and Refinancing, Fighting Fraud, Katt Williams Wildness, New Year’s Grits, and more! 1:07:10

10M ago1:07:10

1:07:10

In this episode Bryan & Sofia talk redacted bank statements, foods for the new year, fraud issues, Katt Williams, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: https://www.atla…

1
Let’s Talk The New Year, Major Brokerage Lawsuits, A Market Update, Student Driver Stories, and more! 1:09:42

10M ago1:09:42

1:09:42

In this first episode of 2024, Bryan & Sofia discuss 2024, a huge brokerage lawsuit, the current market, incentives to sell, teaching your kids how to drive, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ TikTok: https://www.tiktok.com/@letstalkbspc YouTube: https://www.youtube.com/@letstalkbs…

1
Let’s Talk Mortgage Recasting, 2024 Rate Predictions, That Jonathan Majors Verdict, Was Wonka Good, Skating, and more! 1:02:24

10M ago1:02:24

1:02:24

In this final episode of 2023, Bryan & Sofia discuss why you should look into mortgage recasting, what might happen to rates in a year like 2024, the Jonathan Majors verdict, what Bryan thought about the movie Wonka, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.c…

1
Let’s Talk 2024 Rate Cuts & VHDA Limit Updates, Massive Banking Discrimination Scandal, Christmas Traditions, Is Santa Real, and more! - S2 - #25 1:04:32

10M ago1:04:32

1:04:32

In this episode Bryan & Sofia discuss the latest on what to expect on rates in 2024, some great news for VHDA Limits, that big banking discrimination scandal, why Bryan believed Santa was real, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast C…

1
Let’s Talk Pros & Cons Of Buying In The Current Market, How Interest Rates Are Tied To Your Credit Score, P Diddy Allegations, and more! 1:01:39

11M ago1:01:39

1:01:39

In this episode Bryan & Sofia discuss the latest on how your credit score affects your rates, how the current market is changing, an update on the P Diddy Allegations, birthday and holiday plans, and more! Connect with Bryan & Sofia: Instagram @letstalkbspc: https://www.instagram.com/letstalkbspc/ YouTube: https://www.youtube.com/@letstalkbspodcast…

1
What Putting Down 20% Up Front Does For Your Mortgage, VHDA Updates, Tax Bracket News, Conforming Loan Limits, and more! 44:16

11M ago44:16

44:16

In this episode Bryan & Sofia discuss the latest on conforming loan limits, an important VHDA update, tax bracket news for 2023, what you should know about mortgage insurance, and more! Connect with Bryan & Sofia: YouTube: https://www.youtube.com/@letstalkbspodcast Connect with Bryan: https://www.atlanticbay.com/bryanroyster/ Connect with Sofia: ht…

1
Is Now The Right Time To Buy A Home, What’s Happening With Interest Rates, The Benefits You Need To Know As A First Time Home Buyer, and more! 1:01:03

12M ago1:01:03

1:01:03

In this episode Bryan & Sofia discuss how the pandemic transformed our interest rate expectations, the path to buying your forever home, why rates will have to come down, how you can benefit now as a first-time home buyer, a recent commissions lawsuit settlement, surviving winter up north, college football, and more! Connect with Bryan & Sofia: You…

1
ARV and what it truly means 1:02:52

1y ago1:02:52

1:02:52

On this episode Bryan & Sofia discuss who actually pays both listing and selling agent fee, what ARV stands for and how it is determined and how we handled the tropical storm.Par Bryan Royster and Sofia Kifle-Baker

1
Real Estate Agents being licensed as Loan Officers 1:12:19

1y ago1:12:19

1:12:19

On this episode Bryan & Sofia discuss how to calculate self-employment income, real estate agents getting their mortgage loan officer license, and how to leverage your home equity.Par Bryan Royster and Sofia Kifle-Baker

1
Do I still buy a house now? 1:11:24

1y ago1:11:24

1:11:24

On this episode Bryan & Sofia discuss what they have been up to over the month of August, is it still a good time to buy a home, and some fun they had to close out the summer.Par Bryan Royster and Sofia Kifle-Baker

1
Real Estate Market Update 1:07:51

1+ y ago1:07:51

1:07:51

Bryan & Sofia discuss what’s currently going on in the real estate market, what truly dictates mortgage interest rates, and their new studio setup.Par Bryan Royster and Sofia Kifle-Baker

1
House Hacking 51:38

1+ y ago51:38

51:38

On this episode Bryan & Sofia discuss what an earnest money deposit is in a real estate transaction, different ways to house hack, and not to live life regretful.Par Bryan Royster and Sofia Kifle-Baker

1
Appraisal Reconsiderations 56:30

1+ y ago56:30

56:30

On this episode Bryan & Sofia discussed what happens if an appraisal doesn’t come in at the contracted price, are you able to select your own appraiser and the new movie Little Mermaid.Par Bryan Royster and Sofia Kifle-Baker

1
How the changing of interest rates affect your home loan pre-approval 55:02

1+ y ago55:02

55:02

On this episode Bryan & Sofia discuss how your closing date dictates when your first mortgage payment will be due, how rates changing impact your pre-approval amount, and Bryan’s trip to Turks and Caicos.Par Bryan Royster and Sofia Kifle-Baker

1
Mortgage Company vs Bank 59:32

1+ y ago59:32

59:32

On this episode Bryan & Sofia discuss the difference between getting a home loan from a mortgage company vs a bank, when is the best time to shop mortgage rates, and the spring buying market heating up.Par Bryan Royster and Sofia Kifle-Baker

1
The difference between a loan officer and real estate agent 1:08:08

1+ y ago1:08:08

1:08:08

Bryan & Sofia Discuss the difference between a mortgage loan officer and real estate agent, how switching jobs during the home-buying process can impact you, and some spring events coming up.Par Bryan Royster and Sofia Kifle-Baker

1
Construction to Perm Loans 1:04:04

1+ y ago1:04:04

1:04:04

On this episode Bryan & Sofia discuss when mortgage insurance is not required, the process of construction to permanent financing and our Easter and Spring Break plans.Par Bryan Royster and Sofia Kifle-Baker

1
How are you vested? 1:09:34

1+ y ago1:09:34

1:09:34

On this episode Bryan and Sofia discuss the different types of title vesting, if interest rates fluctuate for different loan products, and the importance of having a home warranty.Par Bryan Royster and Sofia Kifle-Baker

1
Outcome of Income 1:11:55

1+ y ago1:11:55

1:11:55

On this episode, Bryan & Sofia discuss the various income types, the new mortgage insurance change on a particular loan type, and how interest rates responded to SVB banking issues, and Jerome Powell’s remarks.Par Bryan Royster and Sofia Kifle-Baker

1
Instant Equity 1:08:16

1+ y ago1:08:16

1:08:16

On today’s episode, Bryan and Sofia discuss the maximum number of units for residential home purchases, appraisal values, and solar panels.Par Bryan Royster and Sofia Kifle-Baker

1
One Mic 1:16:22

1+ y ago1:16:22

1:16:22

On this episode, Bryan & Sofia discuss women's history, the different types of derogatory credit like bankruptcy, foreclosure, short sale etc, and how old you need to be to purchase a home.Par Bryan Royster and Sofia Kifle-Baker

1
Margarita Meet-up 1:14:56

1+ y ago1:14:56

1:14:56

On today’s episode, Bryan and Sofia discuss who guarantees an FHA loan, all of the recent changes to FHA and VA fees, and how networking is key to building relationships.Par Bryan Royster and Sofia Kifle-Baker

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