Welcome to FNB Radio. Be prepared to talk conspiracy theories, politics, movies, television, wokeness, and much much more.
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At the helm of Gauteng’s biggest business radio show, Kaya Biz, is Gugulethu who will be leading the conversation on what is next for the Afropolitan business landscape. The show presents local and international business news, entrepreneurship, corporate and investment banking. Since its inception in May 2006 Kaya Biz has grown from a half-an-hour daily finance update to an hour show bringing compelling business news and market reviews to listeners.
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Energy Expert, Ruse Moleshe
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Energy Expert, Ruse Moleshe gave us analysis on NERSA being approved for the cross-border electricity trade an what this means for Eskom Kaya FMPar Gugulethu Mfuphi
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EKASINOMICS: How to support young Entrepreneurs as parents
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We spoke to 17 yr old Founder of Candy Palette, Safiyya Essop and her mom Tasneem Valley Kaya FMPar Gugulethu Mfuphi
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Anthoni van Nieuwkerk, Professor of Internation and Diplomacy studies, says ‘Brics+ could shape a new world order, but it lacks shared values and unified identity’ Kaya FMPar Gugulethu Mfuphi
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CEO of Business Leadership SA, Busisiwe Mavuso Business gave reaction to MTBPS and its prioritised areas Kaya FMPar Gugulethu Mfuphi
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Miyelani Holeni, who is the Group Chief Advisor at Ntiyiso Consulting Group gave us focus on Municipalities, Debt relief and SOE's in highlight of the Mid-term Budget speech Kaya FMPar Gugulethu Mfuphi
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Chief Economist for Standard Charted Bank, Razia Khan
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Chief Economist for Standard Charted Bank, Razia Khan, looked at what the MTBPS said to investors that are outside South Africa Kaya FMPar Gugulethu Mfuphi
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MTBPS Reaction with SA Economist at FNB, Siphamandla Mkhwnazi, who reflected on the economic impacts of the mid-term budget Kaya FMPar Gugulethu Mfuphi
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TECH AND INNOVATION: The top tech hubs of the future – And how African cities compare to them.
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GUEST – Shaun Richards, Platform45 Founder and CEO According to the Africa Wealth Report 2024, Africa’s millionaire population is set to rise by 65% in the next decade, fuelled by strong growth in key sectors such as fintech, software development and green tech. Kaya FMPar Gugulethu Mfuphi
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Legalities of running a loan shark business in the workplace.
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GUEST - Kagiso Lebethe - Senior Employee Relations Specialist. It is common for stokvel members or third parties to borrow money from the stokvel and interest is typically charged on the provided loans. This may potentially create problems within the employment context in circumstances where disputes may arise concerning the terms of the loan and/o…
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Competition Tribunal prohibits Vodacom-Maziv R14bn merger deal.
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GUEST – Dobek Pater - Director of business development at Africa Analysis. Competition Tribunal blocked Vodacom’s opens new tab proposed merger with fibre group Maziv on Tuesday, a blow to the ambitions of the country's biggest mobile operator to expand its fibre footprint nationwide. Kaya FMPar Gugulethu Mfuphi
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DRDGOLD reflects on favourable year during positive gold price climate.
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GUEST – Riaan Davel, CFO of DRDGOLD Although DRDGOLD’s volume throughput target was missed by 17% owing to a delay in the commissioning of new reclamation sites at Ergo, a steady performance from Far West Gold Recoveries (FWGR) together with higher grades from several clean-up sites helped to soften the impact and 93% of planned gold output was ach…
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Business & Government collaborates to showcase SA to investors.
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GUEST - Kenny Fihla, Standard Bank Deputy Group CE and Standard Bank South Africa. The Johannesburg Stock Exchange (JSE) and its co-sponsors Standard Bank, Old Mutual and UBS are currently hosting the 11th annual SA Tomorrow conference in New York City. The conference showcases South African institutions and listed companies to the US investor comm…
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Preview of the 2024 Medium-Term budget policy statement.
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GUEST – Johann Els, Group Chief Economist at Old Mutual As South Africa awaits the 2024 Medium-Term Budget Policy Statement (MTBPS), there is cautious optimism about the country's economic trajectory. The recent shifts in fiscal strategy, driven by ongoing reforms and an improved political landscape, signal that we are edging closer to a new phase …
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Embracing the future of payments with Capitec’s new card machines.
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GUEST – Chris Zietsman - Product Head: Digital Merchant Commerce at Capitec. Embracing the future of payments with Capitec’s new card machines As the world steadily moves towards a digital future, businesses must evolve to meet the demands of an increasingly cashless society. Capitec Business is at the forefront of this transformation, offering sta…
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GUEST – Angela Russell, CEO of Drinks Federation of South Africa [DF-SA] The growing illicit alcohol market presents a serious risk to both South Africa's economic recovery and the health of our citizens. This illegal industry undermines the industry’s efforts to support economic growth through its fiscal contributions and to alcohol harm reduction…
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GUEST - Dr Mark Bussin, Master Reward Specialist and Executive Committee Member of the South African Reward Association (SARA) South Africans can look forward to an average salary increase of 6% in 2024/2025 says Dr Mark Bussin, Master Reward Specialist and Executive Committee Member of the South African Reward Association (SARA). “There is a glimm…
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Dis-Chem sees double-digit earnings and dividend growth
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GUEST - Rui Morais, CEO of Dis-Chem South African pharmacy group Dis-Chem reported a 16.3% jump in headline earnings for the six months ended 31 August 2024, it announced on Sens on Friday. Dis-Chem also posted a 16.1% surge in its dividend per share, which amounts to 26.98 cents, compared to 23.2 cents in the corresponding period in 2023. The grou…
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Pick n Pay puts the worst behind it
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GUEST – Pick n Pay CEO Sean Summers The Pick n Pay Group’s turnaround strategy is gaining traction with encouraging progress made across a number of key strategic and operational initiatives, including another formidable performance from its Boxer business and an underlying improvement in the performance of Pick n Pay supermarkets. These were key r…
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South African Businesses Under Pressure: The Cost is Borne by Consumers
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In this conversation we discuss the increasing financial strain on South African companies. Our guest, Inayet Kader, Senior Manager for Restructuring and Turn Around at Deloitte Africa, will share insights from the latest Deloitte Stability Index. We'll delve into the factors driving this distress, including inflation, currency fluctuations, and su…
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Balwin group reports a 57% plunge in half-year profi
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Nastassia Arendse chats to Steve Brookes, CEO of Balwin Properties, to discuss the company's latest financial results. Despite a more optimistic economic outlook, the residential property market remains subdued, primarily due to high interest rates. Balwin has experienced a decline in apartment sales and revenue, though its annuity business has sho…
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PIVOT POINT: In conversation with YOCO CEO, Katlego Maphai
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Nine years ago Yoco started a business revolution in South Africa with just a payments device that empowered small businesses. On the 26th September 2024, the leading financial technology company introduced groundbreaking payment technology tools that are designed to modernise South African small businesses. We unpack it and more. Kaya FM…
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African CEOs emulate business confidence and clear growth trajectory into 2025
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GUEST - Ignatius Sehoole, CEO of KPMG Southern Africa and Chairman in Africa While CEOs remain confident in the future of the global economy, there is a significant consideration for escalating uncertainty and rising global crises - which has forced a reset in strategic thinking, a consolidation of talent, a renewed focus on collaborative approache…
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EKASINOMICS: Initiative to celebrate township economy champions
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GUEST - Bulelani Balabala – Founder of Township Entrepreneurs Alliance (TEA) TEA, the driving force behind South Africa's township and rural entrepreneurial ecosystem, is proud to present the 6th Annual Township Economy Summit and Awards. This year's summit promises to be our most impactful yet, celebrating innovation, resilience, and growth within…
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Take-home pay in South Africa has reached its highest point in record time, hitting over R17,000
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GUEST – Elize Kruger, Independent Economist The average take-home pay reaches the highest level yet in September. Easing inflation levels, fuel price relief and lower interest rates give a boost to salary earners and their spending potential ahead of big year-end shopping days The upward momentum continued in September 2024, as the average salary s…
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INSIDE YOUR BUSINESS: The Case for CPT: Why you should be directing your OOH spend to the Mother City
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GUEST – Ruchelle Mouton - Group head of marketing and services at Tractor Outdoor. It’s no secret that Gauteng currently devours the bulk of the out of home (OOH) and digital out of home (DOOH) media spend pie. At present, the chunkiest slice (66%) of media spend is allocated to Gauteng, with a few paltry crumbs (9%) directed towards the Western Ca…
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Famous Brands reports 10% growth in half-year earnings
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GUEST – Darren Hele, Chief Executive Officer at Famous Brands. Leading food services franchisor Famous Brands released its interim results for the six months ended 31 August 2024. Famous Brands and its subsidiaries and associates (“Group”) increased its interim dividend by 9% to 150 cents per share. Total revenue for the review period increased by …
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Soaring High, Struggling to Sustain: The Saga of South African Airways
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GUEST – Phuthego Mojapele, Aviation analyst Join us for a deep dive into the complex history and ongoing challenges faced by South African Airways (SAA), once the pride of the nation. We'll explore the airline's turbulent journey, from its golden age to its recent financial struggles and restructuring efforts. Kaya FM…
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TECH & INNOVATION – You can now tip petrol attendants on this new app
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GUEST - Zanele Hadebe, Vice-President Strategic Marketing for Sasol Energy Marketing & Sales. Sasol is rolling out a new way to tip petrol attendants at its fuel stations. Sasol said that Tipped, a digital tipping system, will make it easier and more convenient for customers to tip petrol attendants straight from their smartphones. Tipped is a digi…
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Thunderstorm Season: Safeguarding Your Home and Car Against Hailstorm Damage
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GUEST – Ernest North, co-founder of digital insurance provider, Naked Summertime is the season for sunshine, braais, and a spike in insurance claims due to weather-related damage for many parts of the country. That’s according to Ernest North, co-founder of digital insurance provider, Naked, who says hailstorms rank among one of the largest causes …
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What are the potential implications of vegetable imports ban from South Africa by Botswana and Namibia?
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GUEST – Thabile Nkunjana – Agricultural Economist Namibia and Botswana have sparked debate within the agricultural sector by imposing a prolonged ban on imported citrus and vegetables from South Africa – a move that critics argue goes against numerous principles of regional trade agreements. South Africa, a leading food supplier in Africa, benefits…
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ITS MY HOUSE: Signs of resilience in SA’s property market
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GUEST- Esteani Marx, Head of Real Estate at Lightstone The residential property market could benefit from the sense of optimism and increased political stability which has emerged since the formation of the government of national unity earlier this year. Kaya FMPar Gugulethu Mfuphi
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ALLAN GRAY: Could you survive on less than a third of your income in retirement?
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GUEST – Horacia Naidoo-McCarthy - Manager in the Institutional Clients team at Allan Gray Retirement industry research indicates that the average South African retiree can replace around 30% of their monthly income when they reach retirement. Most income-earners face the very real risk of outliving their retirement nest egg, more so now in the era …
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Listings drive robust ETP industry growth in Q3 2024
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GUEST – Mike Brown – Managing Director of etfSA The South African Exchange Traded Product (ETP) industry report for the third quarter of this year just dropped. Authored by the managing director of etfSA, Mike Brown, it stated that the total market capitalisation of the entire local ETP industry amounted to R205bn at the end of September 2024. This…
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GUEST - Steven Mervis - Head of Strategy at MSCSPORTS As Head of Strategy at MSCSPORTS, Steven Mervis is uniquely positioned to provide deep insights on the current SARU and Ackerley Sports Group (ASG) private equity deal, which has sparked debate across South Africa. Steven believes that even though there is no doubt that SARU needs private equity…
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Online betting market explodes to twice the size of casinos.
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GUEST – Nkoatse Mashamaite, Chief Compliance Officer at the National Gambling Board The growth of online betting in South Africa has been astronomical since the Covid-19 pandemic. In that year, revenue (more technically, gross gambling revenue) at traditional casinos nearly halved to R10 billion (from R19 billion). It has steadily recovered since t…
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CAREER’S CORNER: SAICA data confirms workplace misconduct at all time high
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GUEST – Natashia Soopal - Senior Executive: Ethics Standards and Public Sector at SAICA As corporate South Africa and the rest of the world celebrated Global Ethics Day on (Wednesday, 16 October), the South African Institute of Chartered Accountants (SAICA) has warned that workplace misconduct is worse than ever, with almost 9 out of 10 employees s…
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SA’s Grocery Retailers: Key Mid-Year Performance Insights
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GUEST – Andrea Slabber, Insights Lead at Trade Intelligence In this conversation we have a comparative analysis of South Africa’s six major grocery retail companies – Shoprite Holdings, The SPAR Group, Pick n Pay Stores, Woolworths Holdings, Clicks Group, and Dis-Chem Pharmacies, covering the reporting period of the first half of 2024 (HY2024) and …
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GUEST – Jan Vermeulen - Editor at Mybroadband South Africa’s Competition Commission is urging residents unhappy with exclusive Internet service provider (ISP) arrangements at their complexes and estates to come forward as it calls for more competition in the space. This comes after the Internet Service Providers’ Association (ISPA) raised concerns …
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Competition Commission says 'all tools' should be considered to deal with Temu,Shein
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GUEST – James Hodge, chief economist and acting deputy commissioner at the Competition Commissioner Competition Commissioner has said that multiple government policy interventions should be considered to create fairness in the ecommerce industry in response to questions about the rapid rise of Temu and Shein in the country. Kaya FM…
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South African Auto Market Adapts to Economic Challenges with Strong Used Vehicle Demand and Rising EV Interest
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GUEST - Marcia Mayaba, Sales Vice President: Auto Information Services at TransUnion South Africa TransUnion's latest Vehicle Pricing Index (VPI) for Q2 2024, which integrates alternative data and several market-leading sources, shows a 6% decline in new vehicle sales and a 6.1% drop in total vehicles financed from the previous quarter. Despite thi…
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PIVOT POINT- In conversation with auditor-general of South Africa, Tsakani Maluleke
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Ms. Tsakani Maluleke has more than 20 years of experience in both the private and public sectors, spanning diverse areas including Auditing, Consulting, Corporate Advisory, Development Finance, Investment Management and Skills Development. Since 2014 she has served as the Deputy Auditor General and CEO of the Office of the Auditor-General of South …
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GUEST – Dr Yves Guénon - Chairman of the French South African Chamber of Commerce an Industry (FSACCI) The forum, which is organised by Business France and the French South African Chamber of Commerce and Industry, is meant to strengthen collaboration between French, Indian Ocean and Southern African companies in response to increasing demand for t…
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Accountants face new era of ethical challenges
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GUEST – Portia Mkhabela, Head of Southern Africa, at ACCA New research reveals that top three areas for ethical challenges are leadership, culture and sustainability - and that ethical dilemmas are becoming more complex Professional accountants, long trusted as custodians of financial integrity, are facing a new era of ethical challenges amid a ris…
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Standard Bank Africa Trade Barometer: Tanzania leaps ahead in trade attractiveness rankings, while Ghana exits top 3
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GUEST – Philip Myburgh, Group Head of Trade at Standard Bank Business and Commercial Banking Tanzania is now ranked 4th highest in terms of overall attractiveness for trade in Africa. Its leap in the rankings was boosted by the country’s substantial investments in infrastructure and better access to finance, enabling businesses to engage more activ…
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Swypa Delivery: An online service aiming to grow township businesses
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GUEST – Boitumelo Monageng, Founder and CEO of Swypa Delivery Founded in Tembisa during the height of COVID-19, Swypa Delivery offers logistics solutions that assist with the delivery of food, liquor, groceries, parcels and medicine, and offer business support. It is also the only delivery service of its kind that caters to informal fast-food busin…
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South Africa Now Offers a Remote Work Visa for Foreigners
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GUEST – Keri Culver, Senior Immigration Consultant at Xpatweb The Department of Home Affairs (DHA) on 28 March 2024 Gazetted a set of Immigration Regulations which allowed foreigners to come work and stay in South Africa on a Remote Work Visa. Following a press briefing by Minister Aaron Motsoaledi of the Department of Home Affairs on 9 April, thes…
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INSIDE YOUR BUSINESS - How SA's tourism white paper aims to transform the industry
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GUEST – Patricia de Lille – Minister of Tourism The tourism minister, Patricia de Lille, has welcomed the finalisation of the White Paper on the Development and Promotion of Tourism in South Africa. The tourism department published the White Paper in Government Gazette 51354 for implementation on 4 October 2024.The Green Paper on the Development of…
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Initiative to address the $5 billion access to finance Gap faced by Women Entrepreneurs in SA.
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UEST - Franck Adjagba - Group Director of Business Development at the African Guarantee Fund The African Development Bank Group and the African Guarantee Fund, in collaboration with the Banking Association South Africa (BASA), officially launched the Affirmative Action for Women in Africa (AFAWA) Finance Series yesterday in Sandton. The AFAWA Finan…
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Nersa to hear Eskom’s bid to change pricing design
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GUEST – Adil Nchabeleng – Energy Expert Eskom has proposed a sweeping overhaul of its electricity pricing design, saying the current model is outdated and no longer fit for purpose in a changing landscape marked by a wave of solar panel installations. The proposal, submitted to the National Energy Regulator of SA (Nersa) in September for approval, …
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TECH & INNOVATION – Go-Getter, an all-in-one travel solution platform, for small and medium-sized businesses is here.
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GUEST – Siya Mzozoyana- Rennies BCD Travel- New Business Development Manager. In South Africa, small and midsize businesses contribute approximately 34% to South Africa's GDP and provide employment to about 60% of the labour force. This is according to Reece Oakes, CEO of Rennies BCD Travel, a travel company that has launched first of its kind plat…
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