How to build Black wealth, with hosts Charles Oglesby aka Todd Millionaire and Raphael Husbands. Listen as they discuss business, real estate, digital products, stock market investing, stock options trading, personal finance, Black Billionaires, Black celebrity business moves, car rentals, trucking, and much more! Who we are: Business owners, investors, coaches, speakers. Follow us on Twitter: TweetTalkPod @TweetTalkPod Charles @RealToddBillion and Raphael @WorkMoneyLife. #TweetTalk
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153- Navigating Abundance, Success Requires Selfishness
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For this episode, Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael Husbands (Twitter: @WorkMoneyLife) discuss the difficulties that come with abundance, giving Black business owners grace, managing family expectations, immigrant success, combining multiple approaches to wealth, and more! Learn how to Trade Options, run …
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152- Seek the Shadows, Not the Sun
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This week, Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael Husbands (Twitter: @WorkMoneyLife) talk about the Black Men Building Wealth conference part 2, shady Detroit contractors, how you only need to make money once, why agreement is overrated, gathering power in the shadows, and much more. Black Billionaire Banter: …
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151- The Conversation is Different When You Own Something
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In this episode, Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) discuss the difference between being Black-owned and being Black controlled, the importance of buying a home even if it isn't your dream home, the Shein RICO case, The Gathering Spot, Greenwood Bank, making financial predictions,…
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150- Meta Stock Rebound, Threads vs Spill, and Poverty Induced Anger
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49:48
Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) talk about the recovery of Meta stock and lessons learned (Charles held, Raphael didn't), the Threads app vs Spill, celebrity worship, Black folks getting rich by solving their own problems, and much more! People mentioned: Keke Palmer Get your t…
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Affirmative Action, Return to Work and Does Celebrity Success Matter
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For episode 149 Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) discuss the Supreme Court decision on affirmative action, Charles returning to a job, his assets vs cashflow, living off his dividend income, instilling confidence in your children, regrets of using business credit, getting around…
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148- The Death of Digital Products, Tyler Perry Buying B.E.T., and Doing Real Business
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In episode 148 Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) talk about the death of digital products, anonymous entrepreneurs, doing real business, inflationary pricing, being content, needs-based businesses, Black Men Building Wealth Conference part 2, and more! Black Billionaire Banter: T…
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147- ChatGPT, SVB, and Why Black People Can't Sell
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Get the brand new ebook "Mastering Advanced Options Trading" for 60% off! https://gumroad.com/a/386774131/qznam?offer_code=first50 Learn how to Trade Options, run a vending machine business, start an investment club, invest in real estate long distance, etc from Todd Capital: https://gumroad.com/a/386774131 Follow us on Twitter: Charles aka Todd Mi…
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146- Our People Are Worth More Than A Check
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1:02:09
For episode 146, Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) are joined by Bruce Hill aka New Skills New You, the only sales trainer that you know that has locs. They discuss the key to making sales without sounding salesy, Deion Sanders' decision to leave Jackson State to go coach at Colorado Univ…
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145- They Get the Big Piece of Chicken, We Celebrate the Scraps
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1:50:16
Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) speak with Lamontre Randall (Twitter: @Lamontre21 of Kioba Ventures, a collective of Black men doing business and real estate investments together in Baltimore, Maryland. They talk about the original Todd Capital investment club, lessons learned …
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144- Gender Wars, Tech Job Warriors & FBA
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For episode 144, Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) are joined by repeat guest Jamaal Vetose and discuss the tech job boom, college degrees vs certifications, gender wars, FBA vs Black immigrants, Charles' watch game, the importance of having different wealth building strategies, …
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143- Chase the Information, Not the Money
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In episode 143 Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) speak with Daniel Martinez (Twitter: @danielhivemind) about running a SaaS business, using "struggle privilege", seeing a business as something to sell instead of hold forever, holding investments for the long-term, why he started …
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142 - Love Is Currency w/ Ant Walker
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This week Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) are joined by Anthony Walker of Finance Friday. Anthony is a California native, financial educator and the author of "B is for Black Wealth". We speak about being underemployed, teaching financial literacy to the youth, the importance o…
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141- Put Yourself Outta Business, Create Wealth With Opinions
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Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) discuss how home appraisals create wealth by opinion, why Black people need their own banks, leveraging your own skills in the marketplace, how less can be more in real estate, Detroit real estate shenanigans, and much more! Get your ticket for t…
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140- Don't Go Broke Funding Broke People
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For episode 140, Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) talk about why successful Black folks shouldn't be expected to fund underachievers, why it's important to build relationships, tokenizing real estate, "strategic inaction", the ONE person that you need to convince about your visi…
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139- Black, Scammer. White, Founder
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1:26:18
In this episode, Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), and Raphael (Twitter: @WorkMoneyLife) are joined by Andre Hatchett. They talk about the folly of chasing perfection, how jobs make money from you being average, the perception of Black people in business, doing the work yourself, one of the biggest wealth killers, an…
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TT 138- NFTs, Detroit Real Estate Drama & Keeping the Upside
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Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) speak about Charles' issues with contractors in Detroit, his house flip, the utility of NFTs, how the goal is not to work, and so much more! Get your ticket for the Todd Capital virtual conference and learn from business experts how to take your $…
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137- Subscriptions, Life Insurance Scams & Keeping The Upside
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In this episode, Charles aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) discuss Charles' experience speaking at the Hivemind Summit in Florida, what MRR is, the mathematics of whole life insurance, financially supporting your family, benefits of gentrification, Detroit real estate, and much more! People menti…
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136- Paying Off $114k Debt and Building A Million Dollar Cleaning Business
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This episode, Raphael (Twitter: @WorkMoneyLife) speaks with Anthony Hartzog of The Hartrimony (IG: TheHartrimony) about creating generational wealth, passive income, working multiple jobs, paying off $114 thousand dollars in debt and building a million dollar cleaning company, all while continuing to live life and go on vacations. Get your ticket f…
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135- Being First is Hard w/ 9 To 5 Landlord414
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Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) are joined by Tramaine Robinson aka 9to5Landlord414 (Instagram: @9to5Landlord414). Tramaine is an accountant by trade, a real estate investor, and the co-creator of the 9 To 5 CEO Podcast. His course: https://9to5landlord414.gumroad.com/l/fvtBQK T…
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134- Invest Fest Recap and InterGenerational Nepotism
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For episode 134 Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) talk about the Invest Fest event, inter-generational nepotism, how your brand pays the bills, and much more. Become a part of the Todd Capital community and join our Millionaire Fam on Patreon to get exclusive access to the hosts o…
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133- Coordinating The Play is A High Income Play w/ Stamper Notary
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For episode 133 Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) are joined by Rafaniel Jimerson (Twitter: @StamperNotary, IG: StamperNotary), owner of Stamper Mobile Notary Services (website: StamperNotary.com) and a member of the Todd Capital Business Development Mastermind. They talk about ho…
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132- That Burger King Version of McDonald's
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For episode 132 Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), Raphael (Twitter: @WorkMoneyLife) talk about why you should focus on building a business over investing. Black Billionaire Banter: Ice Cube's venture with the NFL People mentioned: Jay Z, Kevin Hart, Ice Cube, David Steward Book mentioned: "Black Folk's Guide to Makin…
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131- Community, Car Rentals and Quitting Your Job w/ Brandi Hayes
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This episode Charles Oglesby aka Todd Millionaire (Twitter: @RealToddBillion), Raphael (Twitter: @WorkMoneyLife) are joined by Coach Michelle Welch (Twitter: @_CoachMichelle and Brandi "Network With Brandi" Hayes (Twitter: @BrandiNetworks) about the importance of your community, the car rental business, running a business while having a 9-5, what f…
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130- Keep Your Bias! I'ma Boss Up!
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For this episode, Raphael (Twitter: @WorkMoneyLife) and Charles (Twitter: @RealToddBillion) discuss helping your friends build businesses for free, disrupting your business before anyone else, making money around the clock, Blockbuster vs Netflix, and much more! Become a part of the Todd Capital community and join our Millionaire Fam on Patreon to …
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129- No Lack of Opportunity, Only a Lack of Opportunists
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For episode 129 of Tweet Talk the Black Wealth Podcast, Charles and Raphael speak with David Ball aka @CoinsNculture of @House Rich: The Real Estate Show about recessions, the housing market, the last housing crash, appreciation, mortgage underwriting guidelines, house hacking, and more! David "CoinsNculture" Ball is a mortgage underwriter, Navy ve…
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128- Don't Do Your Best, Do What It Takes
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In episode 128, Charles (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) discuss playing your role, the PayPal mafia, taking 10X action, domination over competition, vetting new investments, buying your children assets, Rolexes, being intentional what you call yourself, and so much more! People mentioned: Dame Dash, Kanye West, Jay…
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TT 127- We're All Wearing the Same Jersey
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In episode 127, Charles (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) talk about having a Rolex mindset, riding Rolls Royce, how we're all on the same team, using rejection as motivation, formal education vs self education, the live podcast in Atlanta, job shaming, creating wealth as a creative vs as an athlete, and so much more…
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TT 126- Racism Didn't Go Away, It Disappeared
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In episode 126, Charles (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) discuss The HoneyPot Company fiasco, the power of product, stock market corrections, mortgage vs. rent, millionaire thinking, and much more! Join our Patreon for exclusive access! Todd Capital Podcast Patreon (Click here!) Get the BRAND NEW mini-course "Five W…
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125- Go VIP, Action Attracts Everything
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In episode 125, Charles (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) discuss how you get true power, the importance of action, why doers respect doers, independent music artists, why you should always go VIP, networking opportunities, and much more! Join our Patreon for exclusive access! https://www.patreon.com/TweetTalk Get th…
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Birth Of A Brand 6: The Black 10K Project
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Raphael Husbands of Tweet Talk the Black Wealth Podcast (Twitter: @WorkMoneyLife) speaks to Cheree Warrick of The Black 10K Project (Twitter: @Black10kProject Instagram: @black10kproject) They are a membership community that brings Black investors & would-be investors together with Black business owners looking to raise money through crowd equity f…
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124- Net Worth Plays and Chain Mentality
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In episode 124, Charles (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) talk about why you should focus on making net worth plays, having a "chain mentality", thinking like an organzition, why it's better to have a trillion dollar company than a billion dollars cash, dividend stocks, and much more! Join our Patreon for exclusive a…
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Birth Of A Brand 5: The Welthe Guy
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For the fifth installment of Birth Of A Brand, Raphael (Twitter: @WorkMoneyLife) speaks with Robert Pauley, III aka The Welthe Guy, founder of all the Welthe NYC brands. Welthe NYC makes custom men's suits, overcoats, fur hats, shoes and skincare products. Robert talks about how he was able to transition from a career in finance to creating a fashi…
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123- Beast Mode Business Leads to Beast Mode Investing
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58:54
In episode 123, Charles (Twitter: @RealToddBillion) & Raphael (Twitter: @WorkMoneyLife) discuss how big income from your business will allow you to go big in investing, why cities create wealth, investing for your children, being resourceful, how the government is your boss, pricing as the new segregation, and much more! Books mentioned: "The Milli…
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122- Only Losers Expect to Always Win
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1:10:24
For this episode, Raphael (Twitter: @WorkMoneyLife) and Charles (Twitter: @RealToddBillion) discuss the resurgence in Detroit, how being cheap is expensive, creating a winning environment, turning everything into a win, having a team make you look like a superstar, the importance of learning from mistakes, Black billionaires creating Black milliona…
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121- If You Need More Money, Do Needed Stuff w/ Andre Hatchett
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In episode 121, Raphael and Charles are joined by Mobile Notary pioneer Andre Hatchett to speak about productivity, the importance of rest, when a to-do list becomes a to-don't list, choosing your friends, why you should start a needs-based business, and much more! People mentioned: Snoop Dogg, Scottie L. Smith Join our Patreon for exclusive access…
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120- Real Bosses Thrive in Any Climate
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53:35
In episode 120, Charles (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) discuss opportunities in Detroit real estate, the importance of taking risks, how income is a function of credit, and much more! People mentioned: Jim Jones, Chris Senegal, Scottie L. Smith Join our Patreon for exclusive access! https://www.patreon.com/TweetTa…
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119- Man-Made Lakes, Investing in Tiny Cabins & Being a Developer
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1:17:17
In episode 119 Raphael and Charles speak to real estate developer turned fund manager Scottie L. Smith about his real estate development crowdfund in Texas, The Retreat at Lake Noire https://www.smallchange.co/projects/Retreat-at-Lake-Noire The Retreat at Lake Noire will be a development of 20 luxury tiny cabins for short-term rentals that is now a…
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118- How to Monetize Everything w/ George Pitts
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1:30:50
For episode 118 we're joined by George Pitts aka Mr. Monetize Everything! Join our Patreon for exclusive access! https://www.patreon.com/TweetTalk Book a podcast coaching call with Raphael here: Calendly.com/RaphaelHusbands Launch your podcast in less than 24 hours with "PodcaSTAR: the Podcast QuickStart Guide" for only $1 (https://gumroad.com/a/82…
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117- Family Business, Brand Creation & Metaverse Living
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55:26
For episode 117 Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) discuss Charles' progress with his real estate flip in Detroit, dealing with contractors, work ethic, learning by doing, the value in content creation, creating a brand, doing business with family, and how we're already living in the metav…
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116- Make Your Money Reproduce
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43:42
In this episode Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) speak on being the financial backbone of your family, making sure your money reproduces, maximising opportunities, the ease of starting a business in modern times, coaching unsuccessful people, and much more! People mentioned: Mr. Organik,…
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TT 115- A 30 Year Mortgage is Ghetto
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For episode 115 Jamaal Vetose aka The Culture's Banker (Twitter: @LeoGrandPrince IG: @LeoGrandPrince) joins Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) to discuss 30 year mortgages, luxury cars, buying depreciating assets, developing expertise through failure, and much more! People mentioned: Pettw…
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114- The Aggressive Pursuit of More Assets
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52:40
In episode 114, Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) are joined by Bruce Hill aka New Skills New You and discuss the Dave Ramsey's 7 Baby Steps, renting vs owning, how to start on the road to financial freedom, buying assets with a group, starting a side hustle, the importance of increasing …
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113- New Goals Become New Expectations
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34:03
In this episode Raphael (Twitter: @WorkMoneyLife) and Charles aka Todd Millionaire (Twitter: @RealToddBillion) speak on the allure of passive income, falling in love with the work, how hard it is to create courses, not judging yourself through others' eyes, why marketing is your number 1 job, creating new standards, what school is good for, the pre…
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112- Money Management vs Poverty Management
1:12:23
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1:12:23
This episode Charles aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) sit with Don Bucks of Rappin' Dough @RappinDough stock options trader and entrepreneur. They talk about trying to get free instead of looking rich, trading options, making money online, do'ers respecting other do'ers, Black Friday sales, conv…
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111- Create More Content, Make More Money
1:35:04
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1:35:04
Safiya Martin (Twitter: @safiyamartin_ IG: SafiyaMartin_ TikTok: @SafiyaMArtin_ YouTube: Martin's Notary Services) is a mobile notary and former college basketball player that monetized her YouTube channel in 24 days! Charles aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) speak with Safiya about her journey i…
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110- Batman Rolexes, Free Work and Building a Brand
1:20:56
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1:20:56
Charles aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) speak on the power of building a brand, how we put qualifiers on each other, doing free work intelligently, the futility of arguing with strangers, why everyone should have product, parking your money in watches, and much more! People mentioned: David Sha…
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109- Money is Protection from Having a Job
54:34
54:34
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54:34
This episode Charles Charles aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) speak on the Todd Capital Turo Chronicles, how money is protection from having a job, the rise of the Black entrepreneur, building wealth out of necessity, storing wealth in luxury goods such as Rolex watches, Kobe Bryant's investment…
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108- Money Gives You Confidence
59:14
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59:14
This week Charles aka Todd Millionaire (Twitter: @RealToddBillion) and Raphael (Twitter: @WorkMoneyLife) discuss how some Black people are so busy running "THEIR" businesses while thinking they "can't" run A business, using business to uplift the Black community, rappers signing bad deals, how big money makes big money, people not "understanding" h…
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107- Business is WAR! And Freedom
42:27
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42:27
For episode 107, Raphael (Twitter: @WorkMoneyLife) & Charles (Twitter: @RealToddBillion) speak on dreaming of the life you want, gaining freedom through business, how Black people need more businesses, reverse-engineering wealth, losing vending machine locations, closing the wealth gap with business, doing the work and hitting every level of wealth…
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106- Why You Need Sales Skills w/ NewSkillsNewYou
1:30:21
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1:30:21
In episode 106, Raphael (Twitter: @WorkMoneyLife) & Charles (Twitter: @RealToddBillion) are joined by sales expert Bruce "NewSkillsNewYou" Hill (Twitter: @NewSkillsNewYou) and speak of the importance of developing sales skills, celebrating others, consuming vs producing, how the internet levels the playing field, firing yourself from your business,…
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