The Finance Fam Show exists to unleash potential in people! We cover many topics in finance that also revolve around faith, family, and freedom. Hosted by Isaiah Ram & Andrew Bullard, our goal is to start a conversation around personal finance and help get young people on the path towards retirement and freedom. We'll cover everything from getting out of debt, to planning a budget, to building your investment portfolio, and ultimately how to beat the rat race and become financially independent.
…
continue reading
1
41. Bitcoin & Crypto in 2024
31:03
31:03
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
31:03
Bitcoin just broke an all time high. Are you invested in it? Today we share about our evolving philosophy around cryptocurrency.
…
continue reading
1
40. TURO Rentals: The Best Car Hack in 2024?
32:28
32:28
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
32:28
Andrew interviews Isaiah on his experience with TURO. Check out if it's still viable and worth doing in 2024! Also - leave a 5 star review! We want 'em ;)
…
continue reading
1
39. Coast Fire (Bonus 2023 Episode)
13:40
13:40
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
13:40
Bonus episode!
…
continue reading
1
38. What To Do If Your Find Yourself Out Of A Job
34:36
34:36
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
34:36
What To Do If Your Find Yourself Out Of A Job
…
continue reading
BONUS episode! We go on a cruise and process some of the trip. We'll have to do a follow-up episode, but hopefully you find this entertaining :)
…
continue reading
1
36. The Story of Andrew & Joy's Renovation
36:15
36:15
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
36:15
Andrew & Joy's renovation story: finding off-market deals, investing in land, dealing with expenses, and more in this episode!
…
continue reading
1
35. The Health Care System Is Bad...
26:53
26:53
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
26:53
This episode dives into the problems of the health care industry and some possible, future solutions. *Recorded April 2023*
…
continue reading
This is the follow up to our other episode on vacations!
…
continue reading
1
33. Happy 2024! Interest Rates are at 8% 📈
24:57
24:57
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
24:57
Welcome back, Finance Fam! It's 2024, and we're thrilled to bring you the first episode of the year with your favorite finance enthusiasts, Isaiah Ram and Andrew Bullard. In this exciting kickoff episode, we're diving deep into the latest financial trends, strategies, and insights that are shaping the year ahead. Isaiah and Andrew, known for their …
…
continue reading
1
32. Most Americans finance vacations...and they're putting their future in jeopardy
25:45
25:45
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
25:45
Finance Fam | Season 2 | Episode 32 Vacations are ruining American's futures. This episode is a wakeup call to those who aren't financially preparing for vacations. We love you, but we're keeping it real today. As always, if you're interested in getting your finances in order, fill out a form and we'll reach out to you about Finance Coaching. First…
…
continue reading
Finance Fam | Season 2 | Episode 31We're calling overdraft fees the 15 billion "tax" on the poor... here's what they are and how to avoid them! Links: Finance Coaching Isaiah's Instagram Andrew's Instagram
…
continue reading
1
30. Please Don’t Give Uncle Sam A Free Loan Every Year Like We Did 💸
17:09
17:09
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
17:09
Finance Fam | Season 2 | Episode 30 Just in time for Tax Day, we discuss why you're giving Uncle Sam a free loan EVERY YEAR! If you are intimidated by taxes, this episode is for you so you can gain a simple, comprehensive overview of the tax system. Links: Finance Coaching Isaiah's IG Andrew's IG
…
continue reading
1
29. Most Christians Don't Do Tithes and Offerings; Here's Why
22:31
22:31
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
22:31
"Live like no one else, so you can live and give like no one else"! Today we talk about the spiritual aspect of building wealth and having a heart of generosity & giving. We talk about about only 5% of church goers tithe, and our thoughts on the topic of biblical giving. Disclaimer – we're not experts or theologians on the topic of giving... but we…
…
continue reading
1
28. Becoming a Millionaire is Easy; Getting Abs is Much Harder
13:44
13:44
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
13:44
Finance Fam | Season 2 | Episode 28 Today's episode was completely unplanned and spontaneous. Isaiah shares about his new found inspiration to get a 6 pack, and Andrew tests Chat GPT for the first time. You'll get a kick out of this! Links: Finance Coaching– https://form.jotform.com/222163910210036Isaiah's IG – https://www.instagram.com/isaiah.ram.…
…
continue reading
1
27. ChatGPT – The Technological Breakthrough of Our Lifetime! 🤖
30:36
30:36
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
30:36
Finance Fam | Season 2 | Episode 27 ChatGPT is changing everything! Today we talk about what AI can do for you, what potential it has, and how to incorporate it into your day to day. Yes, this is a finance show... but consider ChatGPT an assistant that can 10X your output, planning, content, budgeting, outlines, business, work, etc etc etc. As alwa…
…
continue reading
1
26. FIRE Variations Explained 🔥
18:50
18:50
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
18:50
FIRE – one of our favorite financial terms. Today, we dive into the weeds about the different types of FIRE out there (Fat, Coast, Lean, Barista). Remember to reach out to us in the links below if you're wanting to start your finance journey! Finance Fam Links
…
continue reading
1
25. One Day You'll Be Too Old To Work 😵
24:38
24:38
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
24:38
Welcome to SEASON 2 of Finance Fam!!! Today we start the conversation with the humble reality that we as humans will one day be unable to work physically and why retirement in the financial sense needs a game plan. Links for IG & Finance Coaching Form
…
continue reading
1
24. Season Finale: FIRE on Fire 🔥
11:42
11:42
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
11:42
We reflect on the last 23 episodes, what got us into hosting this show, and our favorite conversations from 2022! :) ------ Instagram | Financial Coaching Questionnaire | Email AndrewPar Isaiah Ram & Andrew Bullard
…
continue reading
1
23. SMART Goals & New Years Resolutions
19:25
19:25
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
19:25
LIMITED TIME OFFER ~ Reach out to us today and get a free consultation with Andrew!! On today's episode we talk through New Years Resolutions and how to create SMART goals for 2023. Enjoy, and happy new year :) SMART goals are: Specific: Well defined, clear, and unambiguous Measurable: With specific criteria that measure your progress toward the ac…
…
continue reading
1
22. Financial Car Philosophy: Loans, Beaters, & Teslas 😎
18:05
18:05
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
18:05
This is a fun one. We talk about how car loans were hurting a lot of Americans from maxing out their retirement accounts... and therefore provide our philosophy on cars. We share the beater ==> solid car ==> Tesla stages of building wealth and driving cars. The smart way of course. 😎 ------ Instagram | Financial Coaching Questionnaire | Email Andre…
…
continue reading
1
21. Long-Term Savings & Short-Term Savings Strategies
14:57
14:57
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
14:57
Today we talk about the differences between long term and short term savings! We also share our strategy in deciding where to put your extra cash that you're planning on spending in the net 5 years. Ally Savings Bank ------ Instagram | Financial Coaching Questionnaire | Email Andrew
…
continue reading
Today we talk about how we would go about saving and buying a house in the current state of the economy! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Instagram | Financial Coaching Questionnaire | Email Andrew…
…
continue reading
1
19. Our Take on Credit Cards
17:52
17:52
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
17:52
Today's episode is spicy and a tad controversial in the finance world. We're talking about Credit Cards (don't disown me, Dave) Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Instagram | Financial Coaching Questionnaire | Email Andrew…
…
continue reading
1
18. Improving Your Health & How It Impacts Your Wallet
22:44
22:44
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
22:44
Today we discuss how your health can impact your finances! W talk about the benefits of being healthy, how it's changed our finances, self-confidence, plus we share the tactics we've used to win in this sector of life. Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gm…
…
continue reading
1
17. 5 Observations from Andrew's India Trip
13:15
13:15
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
13:15
Today Andrew shares some takeaways from his mission trip to India! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Instagram | Financial Coaching Questionnaire | Email AndrewPar Isaiah Ram & Andrew Bullard
…
continue reading
Today we share how easy it is to house hack, how it's worked for us, and why you should consider it! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Instagram | Financial Coaching Questionnaire | Email Andrew…
…
continue reading
1
15. Retirement Accounts & The Order Of Operations
22:30
22:30
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
22:30
Today we break down the different investing & retirement accounts that are out there for people and what order you should prioritize them in! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Instagram | Financial Coaching Questionnaire | Email Andrew…
…
continue reading
1
14. Side Hustles: Maximize Your 5-9
21:43
21:43
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
21:43
Isaiah & Andrew discuss the good, the bad, and the ugly about side hustles. We break down our favorites and also the ones we think people should avoid! Connect with us! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Instagram | Financial Coaching Ques…
…
continue reading
1
13. Consumer Debt & The 3 C's: College Loans, Credit Cards, and Cars
29:50
29:50
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
29:50
In this long-winded episode, Andrew and Isaiah talk about consumer debt and how it's wrecking America and many people's futures! Resources: History Of Debt Average Debt Debt Snowball Connect with us: Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com ------ Inst…
…
continue reading
1
12. Millennials Spend HOW MUCH on Coffee?!!
13:04
13:04
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
13:04
On today's episode we talk about COFFEE!! How much do millennials spend on coffee, and how much are millennials missing out on in their retirement? We share stats, coffee hacks, and more in this episode. Resources: Badger Poop Coffee Millennial Spending Statistic Brewing Coffee At Home (cost) Connect with us! Instagram: https://www.instagram.com/is…
…
continue reading
1
11. Minimalism & The Benefits of Downsizing Your Life
12:45
12:45
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
12:45
We're a culture of consumption, but the reality is we actually don't need a whole lot to be happy. In today's show we talk about the financial, mental, and spiritual benefits on minimalism. In fact, we're taking every day in October to give, sell, or trash household items that we really don't need. Resources: 300,000 Items Connect with us! Instagra…
…
continue reading
1
10. The Costs & Blessings Of Having Children
20:20
20:20
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
20:20
Today we discuss Finance and Kids! Kids are not cheap; there's no way around it. We talk about the main expenses to think about and some of the blessings of having children. Resources: Study by the USDA Connect with us! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@g…
…
continue reading
1
9. Our Attitude on Student Loan Forgiveness
19:59
19:59
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
19:59
Today we dive into current events and respond to student loan forgiveness: what it means, whether or not you qualify, our general attitude towards the situation, and more! This verse comes to mind.... Romans 12:15: Rejoice with those who rejoice; mourn with those who mourn! Resources: White House Brief Student Aid.Gov & FAQs Connect with us! Instag…
…
continue reading
1
8. Introduction to the FIRE Movement: Financial Independence Retire Early
15:54
15:54
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
15:54
The movement was the catalyst into the world of personal finance for us. We realized people don't need to be stuck in a cubicle until they're 65, missing the best years of their life. We talk about this movement, the philosophy behind it, and how to achieve FIRE with broad strokes today. Resources: Intro to FIRE blog Connect with us! Instagram: htt…
…
continue reading
1
7. Why You Need Life (aka DEATH!) Insurance
13:03
13:03
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
13:03
Life Insurance is critical. If you die... who's dependent on you? What will they do if you're gone? We explore the reality of death insurance in this episode! Resources: Term vs Whole explained Get competitive term life insurance quotes here Connect with us! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/ Email Andrew: andrewwait4itbul…
…
continue reading
1
6. Budgeting 101: Tell Your Money Where To Go!
18:25
18:25
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
18:25
Today, we talk about the importance of a budget. Some people get scared when we use that word.... but we guarantee that using one will actually give you immense freedom and control in your life. Budgeting is the essence of putting your vision on paper and moving it forward. We break down a zero-based budget so you always reach $0. YOU tell YOUR mon…
…
continue reading
1
5. Compound Growth: The 8th Wonder of the World
11:10
11:10
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
11:10
Compound growth is a beautiful thing. In fact, Einstein calls it the 8th wonder of the world! In this episode we talk about this beautiful concept that helps make everyday people like me and you millionaires. It's the power of exponential growth. We also talk about getting comPounded by debt and interest!! He who understands compound growth earns i…
…
continue reading
1
4. How Much Do I Need For Retirement?
14:30
14:30
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
14:30
Today we cover retirement, how much the average American has saved, and how most are sadly not hitting their goals. We want to stress that retirement is a financial number and NOT an age! We touched on some statistics and terms in this show that you can go into more depth on below: 4% Rule American Retirement Stats Fire Movement ------ Instagram | …
…
continue reading
1
3. Should I Invest in Crypto?
13:06
13:06
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
13:06
In today's show we answer the decade-old question: "Should I invest in cryptocurrency?" This is really an "intro to crypto" episode. For those that aren't sure of what crypto is or whether it's right for them, we break down who should and who shouldn't be investing. If you have an emergency fund, are maxing out your retirement accounts, then perhap…
…
continue reading
1
2. What's an Emergency Fund?
11:35
11:35
Lire Plus Tard
Lire Plus Tard
Des listes
J'aime
Aimé
11:35
Today we cover the importance of the EMERGENCY FUND! There's two types: the starter and the 3-6 months of living expenses. In this episode we WHY you need one and how to start building one. For more information, check out Dave Ramsey's blog on emergency funds. You can also reach out to Andrew at Andrewwait4itbullard@gmail.com and follow Finance Fam…
…
continue reading
Welcome to the FIRST episode of Finance Fam! In this episode Isaiah and Andrew introduce themselves. (Hello!) You can contact Andrew for financial coaching at Andrewwait4itbullard@gmail.com and follow our account on Instagram and Twitter. We talk about the point of this podcast, who it's for, how it got started, and the topics we'll be covering on …
…
continue reading