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45 - The Importance Of A Pre-Approval and Today's Lending Tips with Dustin Grenier
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Do you know the difference between a 'pre-qualification" versus a "pre-approval"?
Do you only look at lending & mortgage rates as one number rather than an individual plan that is specifically designed for each person?
Do you know that there is a stark difference between lenders and pre-approvals?
In this episode I am joined by Dustin Grenier of Epic Mortgage based in Brookfield, Wisconsin. Epic is a newer company in metro Milwaukee but the faster growing lender in our area. And for good reason - they are now lending in 11 states and offer a wide variety of programs from conventional loans, FHA, VA, WHEDA and more.
Dustin and John discuss the importance of a pre-approval, and the importance of the lender being part of the realtor's team. They dive into the differences between lenders and how their pre-approval might be different from others - especially some bigger banks & credit unions. Let's face it, an experienced agent will give Seller's the "pros" and "cons" of each offer's pre-approval they receive.
You'll walk away with some "best practices" and ideas that could get your offer accepted over others.
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