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What Should I Do With My Money?


1 Can We Afford a Wedding, a Home and IVF? 26:12
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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
Coffee And Benefits With Ayyub And Sayfullah explicit
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Contenu fourni par قهوة و فوائد. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par قهوة و فوائد ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
Fashion, Business, Finances and all things Islam. Welcome to Coffee and Benefits coffeeandbenefits@gmail.com
…
continue reading
40 episodes
Tout marquer comme (non) lu
Manage series 3236215
Contenu fourni par قهوة و فوائد. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par قهوة و فوائد ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
Fashion, Business, Finances and all things Islam. Welcome to Coffee and Benefits coffeeandbenefits@gmail.com
…
continue reading
40 episodes
Tous les épisodes
×In this episode Ayyub and Sayfullah, discuss Sayf's recent trip to preform one of Islam's most important acts of worship, the Hajj.
In this episode Sayf and Ayyub discuss the topic of men "tapping" in to their feminine energy. Do men have feminine energy? What defines a man? And other topics of manhood are talked about through out the podcast.

1 Coffee and Benefits welcomes our new co-host and brother, Sayfullah to the podcast. 1:43:25
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Our new co-host and I had a compelling conversation that took us on a journey through his upbringing, his relationship with his father and his path to Islam. Get your coffee brewing for this exciting and insightful discussion on the down side of gang activities and how our new co-host ended up in Egypt.…

1 Trailer: A Continued Conversation with Abu Salamah. 19:17
19:17
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Part two of the conversation with Abu Salamah al-Britani.

1 He's Off It: A Discussion with Abu Salamah on Mental Health and Wellbeing. 1:11:24
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In this episode Ayyub is joined by Abu Salamah al Britani to discuss topic of mental health. Abu Salamah shares his of story of his struggles with mental health issues, his road to recovery and how Islam helped him along the way.

1 Let's Talk Business: A Conversation With Our Brother Aqil. 1:07:09
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One half of the Coffee and Benefits team sit down with brother Aqil to discuss life in and out of prison. How he dealt with making the transaction from prison life to becoming a self made entrepreneur.

1 Addiction within Our Community: A Discussion. 51:27
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Season Two of the Coffee and Benefits Podcast begins with Ayyub and Red Beard discussing the topic of Drug addiction/mental health. They talk about some of the stigmas of that prevent many for coming forward to seeking help within the Muslim community. While also discussing some tangible ways from the Qur'an and Sunnah to help on facing these ills.…

1 Egypt...Yemen and some History of the Dawah in Philly. 1:55:31
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Ayyub and Red Beard welcome their brother Nafis on to the podcast to discuss his share journey to Egypt and Yemen in his pursuit of seeking knowledge. And he shares some of his insights into the spread of the Salafi Dawah in the city of Philadelphia.

1 A Discussion on Matters of Doubt within the Religion. 1:47:44
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Ayyub and Red Beard discuss matter of doubt with in the Deen. Outlining some of the root causes of doubts within one's Islam, the guys talk of ways to remove these doubts and become firm upon one's Deen.

1 From Jersey to Ksa:A Discussion with our Brother Jamahl Jruu. (Part Two). 1:07:41
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See Description from part one.

1 Our Imams and the Buliding of Our Communities. 2:15:58
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In this episode Ayyub and Red Beard discuss some of the roles imams play in community buliding and should they be compensated for it.

1 From Jersey To Saudi: A Discussion with our Brother Jamahl Jruu. (Part One) 2:00:07
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A conversation that lasted while over two, the Coffee and benefits crew welcome brother Jamhl Jruu. During this episode they discuss Jamal's upbringing in New Jersey to his conversion to Islam while in college in Atlanta. And how that brought him to Saudi Arabia where he has been living for the last five years.…

1 Let's Bridge The Gap Between The Youth And Our Elders. 1:50:56
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Ayyub and Red Beard welcome their guest Abu Rajah to the discussion some of the ways and mean to "bridge the gaps" between the youth and the older generation. During the course of the conversation they talk about host of issues, from mental health, conceal culture with in the muslim community to trolling on the internet.…

1 A Brotherly Discussion In Light of Recent Events. 1:39:05
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In light of the recent events that have unfolded in the country after the death of an unarmed black man by police. Ayyub and his co-host talk about their feeling in light of these events from an Islamic perspective.

1 You Will Be Harmed in the Path of Dawah. 1:45:20
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Red Beard and Ayyub welcome Abu Esa on as he talks about is journey to Islam.
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Coffee And Benefits With Ayyub And Sayfullah

Continuing from there last episode, Red Beard and Ayyub discuss the topic of making Dua in relations to correcting one's soul.
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Coffee And Benefits With Ayyub And Sayfullah

An excerpt from a discussion between Ayyub and Red Beard, where they discuss points of benefit taken from a lecture on the matter of correcting one's soul. Within the conversation they also discussion how the lack of understanding Tawhid properly not only leads to corruption of one's soul, but also leads to corruption on the land as well.…
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Coffee And Benefits With Ayyub And Sayfullah

1 A Discussion on the issues of Ghuluu and Excessive Questioning. 1:28:13
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In this episode Ayyub and Red Beard discuss how some of the youth go to extremes with regards to some of students of knowledge. They also discuss the matter of excessive questioning and some of the results that come from that, along with what does it mean to imitate the kuffar.
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Coffee And Benefits With Ayyub And Sayfullah

In this episode Ayyub and Red Beard discuss the issues of people going to extremes, imitating the kuffar and the issue of the danger of excessive question asking.
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Coffee And Benefits With Ayyub And Sayfullah

1 Are You Becoming A Fitnah For The People? 1:50:45
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In this episode Ayyub and Red Beard discuss Muslims leaving Islam due beating treated harshly by fellow Muslims.
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Coffee And Benefits With Ayyub And Sayfullah

Trailer from the episode "Are You Becoming A Fitnah For The People". In this episode Ayyub and Red Beard discuss how some of the mannerisms of some of the Muslims to leave Islam.
A snippet of and discussion between Ayyub and Red Beard on the topic of LGBTQ within the Muslim community.
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Coffee And Benefits With Ayyub And Sayfullah

1 A Discussion on Hizbiyyah. 1:49:54
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Ayyub and Red Beard welcome quest Abdullah al-Amreeki upon the podcast to share their thoughts on some prominent issues facing the Muslim community, namely the issues of Hizbiyyah (bias partisanship).
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Coffee And Benefits With Ayyub And Sayfullah

1 One Nation Under Islam....Or Is It? 1:41:14
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Ayyub and Red Beard discuss what it means to deal with "our issues" as African Americans amongst the larger Muslim community.
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Coffee And Benefits With Ayyub And Sayfullah

1 Broken Bonds...Unbroken 1:45:39
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Ayyub and Red Beard welcome guest and author, Kareem Muhammad. They have a compelling conversations based upon selections from Kareem's upcoming book, "My Deepest Thoughts". This is an insightful and very inspirational episode....A must listen.
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Coffee And Benefits With Ayyub And Sayfullah

1 Stay Strong My Brother ✊🏾 1:50:57
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Ayyub and Red Beard discuss the issue of remaining strong the face of hardships.
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Coffee And Benefits With Ayyub And Sayfullah

Ayyub and Red Beard do their weekly wrap up, discussing topics they've seen through out the week from social media.
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Coffee And Benefits With Ayyub And Sayfullah

1 Am I My Brother's Keeper...Yes I Am! 1:56:57
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In this episode Red Beard and Ayyub discuss the issue of brotherhood, along with some of the reasons for it's weakness and what it takes to have a strong bong of brotherhood.
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Coffee And Benefits With Ayyub And Sayfullah

1 A Discussion On Manhood...Part One. 1:00:24
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Ayyub and Red Beard have a discussion on the of their fathers in their lives and some of the wisdoms they learned and how they took them in to their adulthood.
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Coffee And Benefits With Ayyub And Sayfullah

1 The Issue of Mental Health....And the Qur'an as a Cure. 1:37:17
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Ayyub and Red Beard talk about some aspects of mental health and trauma within the Muslim community.
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Coffee And Benefits With Ayyub And Sayfullah

1 From Boys 2 Men...The School of Hardknocks Edition. 1:56:51
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Ayyub and Red Beard along with their guest Salahudin discuss a host of issues from anxiety and depression to married life, while walking down memory lane.
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Coffee And Benefits With Ayyub And Sayfullah

1 Facebook... Twitter... That's Not Funny... That's Not Halal 45:09
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Ayyub and Red Beard discuss random post taken from Facebook and Twitter.
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Coffee And Benefits With Ayyub And Sayfullah

1 Knowledge is what Knowledge does. 2:00:00
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Ayyub and Red Beard have their first guest and discuss some aspects of knowledge and more.
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Coffee And Benefits With Ayyub And Sayfullah

Ayyub and Red Beard discuss some of the ills and plots that are being spread via social media.
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Coffee And Benefits With Ayyub And Sayfullah

1 This is my Salafiyyah..... 1:36:15
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Red Beard and Ayyub talk about their journey upon the path of the Salafi Dawah, and their thoughts on it's current state.
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Coffee And Benefits With Ayyub And Sayfullah

In a light hearted conversation Ayyub and Red Beard talk about some of their beard care methods and Books they are currently studying.
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Coffee And Benefits With Ayyub And Sayfullah

1 The Land of the Blind....The One Eyed Man Is King. 1:23:54
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Ayyub and Red Beard talk about some of the hardships that come with dawah.
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Coffee And Benefits With Ayyub And Sayfullah

Ayyub and Red Beard talk about some of the ups and downs of the married life.
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Coffee And Benefits With Ayyub And Sayfullah

Ayyub and his co-host Red Beard discuss how to navigate being proud of their "blacknes" and holding on to a strong Islamic identity.
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Coffee And Benefits With Ayyub And Sayfullah

1 Intro...Down memory lane. 2:21:08
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The first episode of Coffee and Benefits, Ayyub and his co-host share stories of their journey inside and outside of prison, how they held on to their islam.
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