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What Should I Do With My Money?


1 Can We Afford a Wedding, a Home and IVF? 26:12
26:12
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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
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Contenu fourni par Music City 911. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Music City 911 ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
Taking the true crime genre "behind the scenes", Music City 911 Provides a unique and fascinating approach for podcast listeners.Using real 911 calls, with real 911 dispatchers and real crimes - each episode provides a breakdown of the dispatchers role in the situation. Original officer bodycam audio gives a play by play of incidents from the emergency responder's perspective.Produced and hosted by Brandon, a dispatcher with over two decades of experience, the show has been hailed by listeners as "gripping", "an eye opener", and "authentic".
…
continue reading
305 episodes
Tout marquer comme (non) lu
Manage series 2944079
Contenu fourni par Music City 911. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Music City 911 ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.
Taking the true crime genre "behind the scenes", Music City 911 Provides a unique and fascinating approach for podcast listeners.Using real 911 calls, with real 911 dispatchers and real crimes - each episode provides a breakdown of the dispatchers role in the situation. Original officer bodycam audio gives a play by play of incidents from the emergency responder's perspective.Produced and hosted by Brandon, a dispatcher with over two decades of experience, the show has been hailed by listeners as "gripping", "an eye opener", and "authentic".
…
continue reading
305 episodes
Tous les épisodes
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Music City 911

In this episode I'll be discussing some incidents that will make you say WTF??? LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! New merch store!! Follow the link for all your MC911 gear!!! https://Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
In this episode I'll be talking about the murder of Iryna Zarutska LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! New merch store!! Follow the link for all your MC911 gear!!! https://Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

1 Extreme Patience and Quick Action 38:03
38:03
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In this episode I'll be discussing 2 incidents that involved patience and quick action by officers LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! New merch store!! Follow the link for all your MC911 gear!!! https://www.jusaskjan.com/musiccity911 Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
In this episode, I'll be playing 3 incidents that have or will likely hit the headlines. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

I'll be talking about incidents involving teenagers and knives in this episode. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
The first plane hit at 8:46 AM 24 years ago. With all the news going on in the world recently, Never Forget this happened. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Music City 911

Another slight update to the Unknown caller episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Music City 911

Learn more about your ad choices. Visit megaphone.fm/adchoices
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Music City 911

I'll be talking about 3 separate incidents today, all very scary for those involved. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

I'll be talking about 3 separate violent incidents in this episode, each with varying severity. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

I'll be discussing a very odd incident involving some sinister fungi. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

Grab a drink and maybe a few tissues for this one. Genuinely one of my favorites. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

A gruesome crime in South Africa will be talked about in this episode. LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

Some odd ones for ya! LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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Music City 911

1 All That Is Beautiful In The World 45:19
45:19
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I thought I'd lighten things up a bit with this one. Or do I? LISTENER DISCRETION ALWAYS ADVISED!!!! ESPECIALLY THIS EPISODE!!! Get your Official Music City 911 logo'd merch as well as a Y'all Have A Good'n shirt at the NEW MERCH STORE!!! You can find a link at the new website Musiccity911.com Have a listen to the new bonus content over at Patreon! https://www.patreon.com/join/MusicCity911 Check our our social media pages and groups https://www.facebook.com/musiccity911pod https://www.facebook.com/groups/2948819398513001/ https://twitter.com/MusicCity911 https://www.instagram.com/musiccity911/ https://www.youtube.com/@MusicCity911 Learn more about your ad choices. Visit megaphone.fm/adchoices…
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