Chattanooga Works podcast

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Business Chattanooga Works Chattanooga Chamber

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Ajouté il y a sept ans

Contenu fourni par Chattanooga Area Chamber of Commerce. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Chattanooga Area Chamber of Commerce ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.

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NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast podcast artwork

NerdWallet's Smart Money Podcast podcast artwork

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Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

il y a environ 15 jours28:02

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Chattanooga Works

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Contenu fourni par Chattanooga Area Chamber of Commerce. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Chattanooga Area Chamber of Commerce ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.

A podcast about Chattanooga, Tennessee and the people, places and ideas that make our city work.

… continue reading

24 episodes

#Business #Chattanooga Works #Chattanooga Chamber

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Chattanooga Works

updated il y a 4 ans

Partager

maison des série•Feed

Contenu fourni par Chattanooga Area Chamber of Commerce. Tout le contenu du podcast, y compris les épisodes, les graphiques et les descriptions de podcast, est téléchargé et fourni directement par Chattanooga Area Chamber of Commerce ou son partenaire de plateforme de podcast. Si vous pensez que quelqu'un utilise votre œuvre protégée sans votre autorisation, vous pouvez suivre le processus décrit ici https://fr.player.fm/legal.

A podcast about Chattanooga, Tennessee and the people, places and ideas that make our city work.

… continue reading

24 episodes

#Business #Chattanooga Works #Chattanooga Chamber

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Healthy Chattanooga Coalition 42:31

il y a 4 years42:31

42:31

Chattanooga Mayor Tim Kelly, along with local business and healthcare leaders, discuss the Healthy Chattanooga Coalition. An effort, led by the business community, to increase vaccination rates throughout our region.

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Chattanooga Works Update 1:24

il y a 4 years1:24

1:24

An update on what we've been up to and what to expect.

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green|spaces 12:58

il y a 5 years12:58

12:58

This week on Chattanooga Works, we sit down with Kelley Cureton, Program Director at green|spaces, to talk about sustainability and their green|light certification. http://www.greenspaceschattanooga.org/greenlight http://www.chattanoogatrend.com/topics/entry/getting-started-on-the-right-green-foot

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Getting Real About Real ID 9:52

il y a 6 years9:52

9:52

This week on Chattanooga Works, we sit down with Michael Hogan, Director of Driver Services for the State of Tennessee, to talk about the Real ID and who needs to have one. https://www.tn.gov/content/tn/tnrealid.html

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Coronavirus(COVID-19) 22:29

il y a 6 years22:29

22:29

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Styles L. Hutchins Fellowship 12:14

il y a 6 years12:14

12:14

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Census 12:00

il y a 6 years12:00

12:00

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PILOT Agreements 12:00

il y a 6 years12:00

12:00

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Data Privacy 12:00

il y a 6 years12:00

12:00

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Cannabusiness 12:00

il y a 6 years12:00

12:00

This week on Chattanooga Works, we sit down with Elisha Millan of Grass Roots to talk about hemp, CBD, and marijuana. https://www.grassrootscha.com/

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Season 2 Teaser 1:20

il y a 6 years1:20

1:20

Mark your calendars and dust off those headphones, because we’re back! Our first episode airs Dec. 11. This season we’ll cover everything from tax incentives and data security to cannabis and birth control. Hope you’ll join us.

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Chamber Champions 2 46:31

il y a 7 years46:31

46:31

This week for our final episode of Chattanooga Works season one, we sit down with owners Max Poppel and Dan Rose of Flying Squirrel, and Janet Dunne, President & CEO of Chattanooga's downtown YMCA branch to discuss their businesses and everything they do.

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Chattanooga 2.0 51:45

il y a 7 years51:45

51:45

This week on Chattanooga Works, we sit down with Jared Bigham, Ed.D., Robin Cayce, Ed.D., Silvia Ramos, and Blake Freeman to discuss Chattanooga 2.0, Chattanooga Basics, and Future Ready Institutes.

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ChaGives 24:11

il y a 7 years24:11

24:11

This week on Chattanooga Works, we sit down with Abby Garrison of Causeway, Britany Carman, J.D. Frost & Co., Miguel Morales and Dustin Choate of Tremont Tavern, 1885, The Feed Co. and Parkway Pourhouse to talk about ChaGives and Giving Tuesday.

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Startup Week Afterglow 18:12

il y a 7 years18:12

18:12

This week on Chattanooga Works, we got out of the studio and give you a taste of Startup Week live from a few of the events that took place.

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