New Overlords podcast

#Video Games #Lifestyle #Max and Sema #Star Wars

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who’s most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you’ll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you’ll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund’s glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com . Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices…

New Overlords Podcast

maison des série•Feed

Video game news, interviews, and the latest in what’s fun!

11 episodes

New Overlords Podcast

updated il y a environ 5 heures

maison des série•Feed

Video game news, interviews, and the latest in what’s fun!

11 episodes

#Video Games #Lifestyle #Max and Sema #Star Wars

Tous les épisodes

1
New Overlords Podcast 574: Borderlands 4 1:24:16

il y a 5 hours1:24:16

1:24:16

First some notes on ESO and SWTOR. Then a deep dive into Borderlands 4! That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 574: Borderlands 4 first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 573: Abiotic Factor, Dune, Silksong 1:16:19

il y a environ 7 jours1:16:19

1:16:19

News is an extended discussion on Hollow Knight: Silksong and the Dune Awakening Chapter 2 content update. We then dive deep into Abiotic Factor, the cool indie survival, crafting, exploration game. That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 573: Abiotic Factor, Dune, Silksong first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 572: No Man’s Sky Corvettes 1:09:11

il y a environ 14 jours1:09:11

1:09:11

We start with news on Blizzard v Turtle WoW and a look at the 007 game reveal. Then we sky-dive into the new No Man’s Sky update with Corvette class ship building. That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 572: No Man’s Sky Corvettes first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 571: Garden and a Goat Alpha 2 55:33

il y a environ 21 jours55:33

55:33

We nailed the prediction that No Man’s Sky news should be happening soon. We talk about that, the rest of the news, and then a dive into Garden and a Goat Alpha 2. That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 571: Garden and a Goat Alpha 2 first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 570: Gamescom and SWTOR Season 9 1:12:11

il y a environ 28 jours1:12:11

1:12:11

We start with game update news for SWTOR and Dune Awakening, and then chat about our top highlights from the Gamescom opening. That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 570: Gamescom and SWTOR Season 9 first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 569: We Need To Talk About Grounded 2 1:04:36

il y a 6 weeks1:04:36

1:04:36

We make many jokes about our favorite click-bait phrases and then actually talk about Grounded 2 early access and what we liked about it. That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 569: We Need To Talk About Grounded 2 first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 568: Corepunk – A New Modern MMO 1:19:33

il y a 7 weeks1:19:33

1:19:33

Lots of news talk this week plus play time in Corepunk, a new indie MMO that’s in early access! That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 568: Corepunk – A New Modern MMO first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 567: Future MMOs 1:43:04

il y a 8 weeks1:43:04

1:43:04

This week we wrap up our MMO series with a look at new MMOs in early access and future development! That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 567: Future MMOs first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 566: MMO Roadmap of Roadmaps Part 2 1:23:26

il y a 9 weeks1:23:26

1:23:26

This is our next round of updates on where all the major MMOs are at. Our atlas of roadmaps! That and more on this episode of the New Overlords Podcast with Sema and @MaxTheGrey. MP3 Direct Download Link YouTube Link Catch us in Discord at http://newoverlords.com/discord for notes on when we record live and links to follow on X.com, BlueSky, Threads, Instagram, Twitch, etc. If you’re looking for a gaming community, come join us in AIE. Our large, family friendly, casual, multi-game guild is always open to new members. Catch us for an invite on our guild Discord which you can find along with other good guild information at https://aie-guild.org The post New Overlords Podcast 566: MMO Roadmap of Roadmaps Part 2 first appeared on NEW OVERLORDS .…

1
New Overlords Podcast 565: MMO Roadmap of Roadmaps Part 1 1:05:28

il y a 10 weeks1:05:28