Science, Spoken podcast

#Science #Wire #SpokenLayer

31:36

Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…

Science, Spoken

maison des série•Feed

Get in-depth coverage of current and future trends in technology, and how they are shaping business, entertainment, communications, science, politics, and society.

4158 episodes

Science, Spoken

1,548 subscribers

updated il y a un an

maison des série•Feed

Get in-depth coverage of current and future trends in technology, and how they are shaping business, entertainment, communications, science, politics, and society.

4158 episodes

#Science #Wire #SpokenLayer

Minden epizód

Science, Spoken

1
Introducing WIRED Politics Lab! 0:36

il y a 1 year0:36

0:36

Although we paused on publishing narrated versions of WIRED articles in this feed, you will still hear the latest in tech and politics from the WIRED team. Join host Leah Feiger and a rotation of guests as they guide you through the exciting, challenging, and sometimes entertaining vortex of internet extremism, conspiracies, and disinformation on WIRED Politics Lab. You can find the information needed to lift the fog of disinformation we find ourselves in everyday right on this feed. Listen to WIRED Politics Lab: https://listen.wired.com/politicslab_feeddrop Learn about your ad choices: dovetail.prx.org/ad-choices…

Science, Spoken

1
Introducing WIRED's Gadget Lab! 0:43

il y a 1 year0:43

0:43

Although we paused on publishing narrated versions of WIRED articles in this feed, you will still hear the latest in tech from the WIRED team. On WIRED's Gadget Lab, you'll find hosts Lauren Goode and Michael Calore tackling the biggest questions in the world of tech with knowledgeable WIRED reporters. You can expect the best of WIRED's breaking news and tech analysis right here in this feed. Listen to WIRED's Gadget Lab: https://listen.wired.com/YDai_aaZ Learn about your ad choices: dovetail.prx.org/ad-choices…

Science, Spoken

1
The Bird Flu Threat Keeps Growing 7:37

il y a 1 year7:37

7:37

Human cases keep ticking up, are very likely to be underreported, and offer the virus the opportunity to learn how to spread from person to person. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
Dengue Fever Threatens to Gate-Crash the 2024 Summer Olympics 8:48

il y a 1 year8:48

8:48

Measles, bedbugs, and dengue have all been cited as concerns for tourists and athletes at the 2024 Summer Olympics in Paris, with the tropical virus in particular forcing authorities into action. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
No, You Can’t Have a Solar-Powered Passenger Plane 7:18

il y a 1 year7:18

7:18

Guilt-free air travel is a beautiful dream, but there’s simply no way to get enough solar energy to keep a cabin full of people in the air. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
The Mysterious Discovery of ‘Dark Oxygen’ on the Ocean Floor 4:40

il y a 1 year4:40

4:40

Researchers believe they have discovered oxygen being produced 4,000 meters below the sea surface, and think polymetallic nodules—the sought-after bounty of deep-sea miners—could be the source. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
The Race for the Next Ozempic 9:22

il y a 1 year9:22

9:22

The next wave of obesity drugs could help people lose even more weight—and make some pharma companies a fortune. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
Abortion Rights Groups Rush to Back Kamala Harris 6:10

il y a 1 year6:10

6:10

Activists believe that the vice president, who is already the leading voice for reproductive rights in the Biden administration, will champion their cause. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
Hospitals Around the World Are Struggling in the Aftermath of the Great IT Meltdown 8:49

il y a 1 year8:49

8:49

Doctors find themselves without critical systems and diagnostic tools—and face the daunting reality that a full recovery could take days—after CrowdStrike’s botched deployment of a software update. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
Newly Discovered Moon Caves Could One Day House Astronauts 2:51

il y a 1 year2:51

2:51

Analysis of lunar imagery has ended a longstanding debate over whether there are accessible underground areas on the Moon; an emptied lava tube in the Sea of Tranquility is of particular interest. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
To Find Alien Life, We Might Have to Kill It 9:34

il y a 1 year9:34

9:34

Missions to explore other worlds, like Mars or Saturn’s moon Titan, could disrupt or destroy extraterrestrial life in the process of seeking it. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
The New UK Government Wants Clean Energy, Sustainable Aviation Fuel, and Public Transport Reform 5:52

il y a 1 year5:52

5:52

Legislation in coming years will set up a publicly owned clean power company and leverage the Crown Estate for investment in green infrastructure. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
It Will Soon Be Easier for Americans to Recycle Batteries 4:47

il y a 1 year4:47

4:47

Improperly discarded batteries leak toxic chemicals and are prone to exploding. A new program funded by the Department of Energy will prop up battery drop-off sites across the US. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
Google DeepMind's Chatbot-Powered Robot Is Part of a Bigger Revolution 4:07

il y a 1 year4:07

4:07

Robotics researchers are exploring how large language models can give physical machines more smarts. Learn about your ad choices: dovetail.prx.org/ad-choices

Science, Spoken

1
Elon Musk’s Neuralink Is Ready to Implant a Second Volunteer 4:34

il y a 1 year4:34